St. Louis County property record for 1987 Shilhon Rd, Duluth, MN 55804 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,174 sqft · built 1945 |
| Lot Size | 20 acres (871,200 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,880 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2023 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 315-0020-04895 |
| Primary APN | 315-0020-04895 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,174 sqft Gross Area |
| 1st Floor Area | 1,174 sqft |
| Basement Area | 880 sqft |
| Finished Basement | 880 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 871,200 sqft (20 acres) |
| Garage Area | 2,652 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 248 sqft |
| Deck Area | 831 sqft |
| Storage Building | 80 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Wood |
| Account Number | 57355 |
|---|---|
| Street Address | 1987 SHILHON RD |
| City | DULUTH |
| State | MN |
| Zip | 55804-9636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S1/2 OF NW1/4 OF SE1/4 SERIAL # |
| Legal Range | 12W |
| Legal Township | 52N |
| Legal Section | 29 |
| Legal Subdivision | DULUTH TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 10500 |
Source: St. Louis County records · APN 315-0020-04895
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1987 SHILHON RD, DULUTH, MN 55804-9636 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 23, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 26, 2023 | Deed of Trust, Mortgage · Line of Credit HERMANTOWN FCU |
| May 13, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage HERMANTOWN FCU |
| Jan 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PROCTOR FCU |
| Oct 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LEND SMART MTG |
| Aug 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LEND SMART MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Oct 30, 2015 |
| Transfer Doc | 0001273779 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1987 SHILHON RD, DULUTH, MN 55804-9636 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1987 SHILHON RD, DULUTH, MN 55804-9636 |
| Document Number | 0001520920 |
|---|---|
| Date | Oct 23, 2025 |
| Instrument | 1520920 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Nov 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.87% |
| Index | SOFR Average 30-Day |
| Max Rate | 9.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1987 SHILHON RD, DULUTH, MN 55804-9636 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001476869 |
|---|---|
| Date | Oct 26, 2023 |
| Instrument | 1476869 |
| Name | HERMANTOWN FCU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55811 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 10, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1987 SHILHON RD, DULUTH, MN 55804-9636 |
| Transaction Type | Mortgage |
| Record Updated | Jul 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001443007 |
|---|---|
| Date | May 13, 2022 |
| Instrument | 1443007 |
| Name | HERMANTOWN FCU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55811 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 15, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1987 SHILHON RD, DULUTH, MN 55804-9636 |
| Document Number | 00A1401341 |
| Instrument Date | Jan 08, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1987 SHILHON RD DULUTH MN 558049636, DULUTH, MN 55804-9636 |
| Document Number | 00A1401341 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | A1401341 |
| Name | PROCTOR FCU |
|---|---|
| Type | Credit Union |
| Address | PROCTOR, MN 55810 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 18, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1987 SHILHON RD, DULUTH, MN 55804-9636 |
| Document Number | 00A1393627 |
| Instrument Date | Oct 08, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1987 SHILHON RD DULUTH MN 558049636, DULUTH, MN 55804-9636 |
| Document Number | 00A1393627 |
|---|---|
| Date | Oct 20, 2020 |
| Instrument | A1393627 |
| Name | LEND SMART MTG |
|---|---|
| Type | Mortgage Company |
| Address | SHOREVIEW, MN 55126 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 19, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1987 SHILHON RD, DULUTH, MN 55804-9636 |
| Document Number | 00A1362510 |
| Instrument Date | Aug 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1987 SHILHON RD DULUTH MN 558049636, DULUTH, MN 55804-9636 |
| Document Number | 00A1362510 |
|---|---|
| Date | Sep 05, 2019 |
| Instrument | A1362510 |
| Name | LEND SMART MTG |
|---|---|
| Type | Mortgage Company |
| Address | SHOREVIEW, MN 55126 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 04, 2049 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Duluth Township |
| Unified School District | Lake Superior Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,880.00 (+12.65%) Homeowner's exemption | ||
| 2025 | $4,332.00 (+19.47%) Homeowner's exemption | $583,200 (+4.89%) Land $139,500 Building $443,700 | $583,200 (+4.89%) Land $139,500 Building $443,700 |
| 2024 | $3,626.00 | $556,000 (+39.63%) Land $133,500 Building $422,500 | $556,000 (+39.63%) Land $133,500 Building $422,500 |
| 2022 | $398,200 Land $91,100 Building $307,100 | $398,200 Land $91,100 Building $307,100 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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