204 W Main St, Cairo, OH 45820 Property Records

Allen County property record for 204 W Main St, Cairo, OH 45820

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,683 sqft · built 1940
Lot Size1 acres (43,560 sqft)
OwnerCompany Name on File
Last Sale$125,000 (May 2026)
Tax Bill$1,266 (2025)
Deeds & MortgagesMay 2026 Sale
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN27-2911-04-001.000

Property Details

APN / Parcel Number

Primary APN27-2911-04-001.000
Alternative APN
  • B1027291104001000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,683 sqft Living Area
1st Floor Area1,683 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1989
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area43,560 sqft (1 acres)

Exterior Amenities

PorchOpen Frame Porch
Porch Area132 sqft
Deck Area135 sqft
Patio Area135 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address204 W MAIN ST
CityCAIRO
StateOH
Zip45820
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT SW1/4 RTS 07-02-29
JurisdictionALLEN OH
Township / Civil DivisionMONROE
Census Block Group1
Census Block1011
Census Tract10200

Owner

204 W Main St is owned by a company that bought it in May 2026 and is owner-occupied.

Source: Allen County records, as of May 27, 2026

Owner of RecordCompany Name on File
Mailing Address3091 JENNY PL, LIMA, OH 45805-2995
OccupancyOwner Occupied
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 15, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Feb 17, 2021Transfer on Death Deed, Transfer
SUPERIOR CU INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 15, 2026 · Amount on File
Deed SaleMay 15, 2026 · Amount on File
Prior SaleFeb 2, 1993
Deed Document Number20264951
Record UpdatedOct 29, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEN OH
Recording DateMay 15, 2026
Property Address204 W MAIN ST, CAIRO, OH 45820
Document Number0000004951
Instrument DateFeb 5, 2026
Instrument2026.4951
Transaction TypeTransfer
Record UpdatedMay 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$37,875.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3091 JENNY PL, LIMA, OH 45805-2995

February 2021: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionALLEN OH
Recording DateFeb 17, 2021
Property Address204 W MAIN ST, CAIRO, OH 45820
Document Number2170002014
Book / Page2021 / 2014
Instrument DateFeb 17, 2020
Instrument202102170002014
Transaction TypeTransfer
Record UpdatedApr 26, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2170002015
DateFeb 17, 2021
Book Page2021/2015
Instrument202102170002015
Lender
NameSUPERIOR CU INC
TypeCredit Union
AddressLIMA, OH 45807
Agreement
AmountAmount on Record
Term181 Months
DueMar 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 204 W Main St was $1,266 with a homeowner's exemption, down 1.8% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAllen County
County SubdivisionMonroe Township
MunicipalityCairo Village
Unified School DistrictBath Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,266.00 (-1.78%)$40,570 (-) Land $13,580 Building $26,990$115,900 (-) Land $38,800 Building $77,100
2024$1,289.00 (+37.57%) Homeowner's exemption$40,570 (+40.97%) Land $13,580 Building $26,990$115,900 Land $38,800 Building $77,100
2023$937.00 (-2.5%) Homeowner's exemption$28,780 (-) Land $9,630 Building $19,150
2022$961.00 Homeowner's exemption$28,780 Land $9,630 Building $19,150
2021$82,200 Land $27,500 Building $54,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 204 W Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 W Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
MetaLINK Technologies
Fixed Wireless
500 / 100
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20

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