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207 Towers Ranch Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 207 Towers Ranch Dr, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,464 sqft · built 2014
Lot Size1.33 acres (57,934 sqft)
Owner2 Individual Names on Record
Last Sale$825,000 (Jul 2025)
Tax Bill$6,404 (2025)
Deeds & MortgagesJul 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN010763-0520

Property Details

APN / Parcel Number

Primary APN010763-0520

Interior

Bedrooms5 Beds
Full Baths4 Baths
Plumbing Fixtures18 Plumbing Fixtures
Stories1 Story
Building Area3,464 sqft Living Area
Gross Area4,936 sqft
1st Floor Area3,145 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialStucco
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area57,934 sqft (1.33 acres)
Garage TypeAttached
Garage Area1,026 sqft
Parking Spaces4 Parking Spaces
PorchFinished Screened Porch
Porch Area612 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address207 TOWERS RANCH DR
CityST AUGUSTINE
StateFL
Zip32092-1755
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePRD
Legal Description53/9-24 BARTRAM DOWNS UNIT THREE LOT 52 OR6181/226
Legal Range27E
Legal Township06S
Legal Section12
Legal SubdivisionBARTRAM DOWNS UNIT THREE
Legal Block1
Legal Lot Number52
Legal Unit3
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1024
Census Tract20908

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address207 TOWERS RANCH DR, SAINT AUGUSTINE, FL 32092-1755
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 8, 2025 · Amount on Record
Deed SaleJul 8, 2025 · Amount on Record
Prior SaleJul 2, 2013 · Amount on Record
Deed Document Number202554020
Deed Book / Page6181 / 226
Record UpdatedOct 29, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address207 TOWERS RANCH DR, SAINT AUGUSTINE, FL 32092-1755
Transaction TypeMortgage
Record UpdatedAug 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0044120805
DateJul 31, 2017
Book Page4412/0805
Instrument2017052305
Lender
NameNORTHWEST FCU
TypeCredit Union
AddressHERNDON, VA 20170
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJul 24, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$751,162 (+53.46%) Land $330,000 Building $421,162$751,162 (-1.62%) Land $330,000 Building $421,162
2025$6,404.00 (+11.88%) Homeowner's exemption$489,490 (+2.9%)$763,533 (+1.84%) Land $330,000 Building $433,533
2024$5,724.00 (+1.92%) Homeowner's exemption$475,695 (+3%)$749,722 (+2.1%) Land $330,000 Building $419,722
2023$5,616.00 (+2.65%) Homeowner's exemption$461,840 (+3%)$734,286 (+6.45%) Land $305,000 Building $429,286
2022$5,471.00 Homeowner's exemption$448,388$689,820 Land $201,600 Building $488,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 121 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies121 in force
Nearby Flood Claims28 (2008–2024)
Claims Outside the SFHA6 of 28
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 15 claims
  • Hurricane Matthew, Oct 2016 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 63% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: AT&T.

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