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204 Towers Ranch Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 204 Towers Ranch Dr, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,090 sqft · built 2005
Lot Size1.39 acres (60,548 sqft)
Owner2 Individual Names on Record
Last Sale$780,000 (Apr 2023)
Tax Bill$9,907 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN010763-0320

Property Details

APN / Parcel Number

Primary APN010763-0320

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures17 Plumbing Fixtures
Stories2 Stories
Building Area3,090 sqft Living Area
Gross Area3,750 sqft
1st Floor Area1,764 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialConcrete
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area60,548 sqft (1.39 acres)
Garage TypeAttached
Garage Area660 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished/Open Porch
Porch Area335 sqft
Deck AreaDeck Area
Patio Area1,077 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address204 TOWERS RANCH DR
CitySAINT AUGUSTINE
StateFL
Zip32092-1755
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePRD
Legal Description53/9-24 BARTRAM DOWNS UNIT THREE LOT 32 OR5742/1153
Legal Range27E
Legal Township06S
Legal Section12
Legal SubdivisionBARTRAM DOWNS UNIT THREE
Legal Block1
Legal Lot Number32
Legal Unit3
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1024
Census Tract20908

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address204 TOWERS RANCH DR, SAINT AUGUSTINE, FL 32092-1755
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 19, 2023 · Amount on Record
Deed SaleApr 19, 2023 · Amount on Record
Prior SaleApr 26, 2016 · Amount on Record
Deed Document Number202329362
Deed Book / Page5742 / 1153
Record UpdatedOct 29, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateApr 19, 2023
Property Address204 TOWERS RANCH DR, SAINT AUGUSTINE, FL 32092-1755
Document Number0057421153
Book / Page5742 / 1153
Map ReferenceMB 53 PG 9-24
Instrument DateApr 18, 2023
Instrument2023029362
Transaction TypeTransfer
Record UpdatedJun 2, 2023
Title CompanyTRADEMARK TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,460.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address141 CATHERINE TOWERS LN, ST AUGUSTINE, FL 32092-1739

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 TOWERS RANCH DR, SAINT AUGUSTINE, FL 32092-1755

Mortgage

Document Number0057421155
DateApr 19, 2023
Instrument5742/1155
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$700,048 (-1.52%) Land $330,000 Building $370,048$700,048 (-1.52%) Land $330,000 Building $370,048
2025$9,907.00 (+11.11%)$710,817 (+2.91%)$710,817 (+2.91%) Land $330,000 Building $380,817
2024$8,916.00 (+96.04%)$690,731 (+82.88%)$690,731 (+2.38%) Land $330,000 Building $360,731
2023$4,548.00 (+2.76%) Homeowner's exemption$377,695 (+3%)$674,689 (+23.16%) Land $305,000 Building $369,689
2022$4,426.00 Homeowner's exemption$366,694$547,797 Land $201,600 Building $346,197

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 121 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies121 in force
Nearby Flood Claims28 (2008–2024)
Claims Outside the SFHA6 of 28
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 15 claims
  • Hurricane Matthew, Oct 2016 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 63% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: AT&T.

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