201 Towers Ranch Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 201 Towers Ranch Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,471 sqft · built 2007
Lot Size	4.17 acres (181,645 sqft)
Owner	2 Individual Names on File
Last Sale	$925,000 (May 2026)
Tax Bill	$6,737 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010763-0530`

Property Details

APN / Parcel Number

Primary APN	`010763-0530`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Stories	1 Story
Building Area	3,471 sqft Living Area
Gross Area	4,592 sqft
1st Floor Area	3,471 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	181,645 sqft (4.17 acres)
Garage Type	Attached
Garage Area	1,121 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Finished/Open Porch
Porch Area	814 sqft
Deck Area	Deck Area
Patio Area	1,728 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	201 TOWERS RANCH DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-1755
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD
Legal Description	53/9-24 BARTRAM DOWNS UNIT THREE LOT 53 OR2383/346
Legal Range	27E
Legal Township	06S
Legal Section	12
Legal Subdivision	BARTRAM DOWNS UNIT THREE
Legal Block	1
Legal Lot Number	53
Legal Unit	3
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1024
Census Tract	20908

Owner

201 Towers Ranch Dr is owned and occupied by two individuals who bought it in May 2026.

Source: St. Johns County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	201 TOWERS RANCH DR, SAINT AUGUSTINE, FL 32092-1755
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Warranty Deed, Transfer · Conventional Mortgage LIBERTY FEDERAL CREDIT UNION
May 15, 2026	Warranty Deed, Transfer · Conventional Mortgage LIBERTY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2026 · Amount on File
Deed Sale	May 15, 2026 · Amount on File
Deed Document Number	202641875
Deed Book / Page	6364 / 1148
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 15, 2026
Property Address	201 TOWERS RANCH DR, SAINT AUGUSTINE, FL 32092-1755
Document Number	0000041875
Book / Page	6364 / 1148
Instrument Date	May 12, 2026
Instrument	2026.41875
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	CLOSING USA LLC, CLOSING BEAR LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$653,975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 TOWERS RANCH DR, SAINT AUGUSTINE, FL 32092-1755

Mortgage

Document Number	0000041876,
Date	May 15, 2026
Instrument	2026..41876

Lender

Name	LIBERTY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 15, 2026
Property Address	201 TOWERS RANCH DR, SAINT AUGUSTINE, FL 32092-1755
Document Number	0063641148
Book / Page	6364 / 1148
Instrument Date	May 12, 2026
Instrument	202641875
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	CLOSING USA LLC, CLOSING BEAR LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$653,975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 TOWERS RANCH DR, SAINT AUGUSTINE, FL 32092-1755

Mortgage

Document Number	0000041876,
Date	May 15, 2026
Instrument	202641876

Lender

Name	LIBERTY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 201 Towers Ranch Dr was $6,737 with a homeowner's exemption, up 11.8% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$835,371 (+62.46%) Land $360,000 Building $475,371	$835,371 (-2.33%) Land $360,000 Building $475,371
2025	$6,737.00 (+11.82%) Homeowner's exemption	$514,186 (+2.9%)	$855,340 (+3.14%) Land $360,000 Building $495,340
2024	$6,025.00 (+1.91%) Homeowner's exemption	$499,695 (+3%)	$829,289 (+2.84%) Land $360,000 Building $469,289
2023	$5,912.00 (+2.62%) Homeowner's exemption	$485,141 (+3%)	$806,362 (+11.67%) Land $342,000 Building $464,362
2022	$5,761.00 Homeowner's exemption	$471,011	$722,102 Land $201,600 Building $520,502

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 201 Towers Ranch Dr in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 121 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	121 in force
Nearby Flood Claims	28 (2008–2024)
Claims Outside the SFHA	6 of 28
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 15 claims Hurricane Matthew, Oct 2016 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 201 Towers Ranch Dr is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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