207 Spyglass Dr, Elyria, OH 44035 Property Records

Lorain County property record for 207 Spyglass Dr, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,977 sqft · built 1999
Lot Size	0.255 acres (10,542 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Feb 2014)
Tax Bill	$4,012 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-00-005-107-492`

Property Details

APN / Parcel Number

Primary APN	`10-00-005-107-492`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,977 sqft Living Area
Gross Area	2,437 sqft
1st Floor Area	1,125 sqft
Family Room	Family Room

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,542 sqft (0.255 acres)
Lot Dimensions	126 ft deep x 83.4 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	90 sqft
Deck Area	360 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	207 SPYGLASS DR
City	ELYRIA
State	OH
Zip	44035-8897
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREENBRIAR SUB #2 83.35 X 126.48
Legal Subdivision	GREENBRIAR SUB 2
Legal Block	107
Legal Lot Number	33
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1027
Census Tract	71300

Owner

Source: Lorain County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	207 SPYGLASS DR, ELYRIA, OH 44035-8897
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2014 · Amount on Record
Deed Sale	Feb 13, 2014 · Amount on Record
Prior Sale	Feb 18, 2000 · Amount on Record
Deed Document Number	2014495281
Prior Transfer Date	Feb 22, 2002
Prior Transfer Doc	0000812862
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Recording Date	Sep 3, 2026
Property Address	207 SPYGLASS DR, ELYRIA, OH 44035-8897
Document Number	0000110275
Instrument Date	Aug 26, 2026
Instrument	2026110275
Transaction Type	Mortgage
Record Updated	Sep 16, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 SPYGLASS DR, ELYRIA, OH 44035-8897

Mortgage

Document Number	0000110275,
Date	Sep 3, 2026
Instrument	2026110275

Lender

Name	HOME MORTGAGE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 21, 2046

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,012.00 (-0.1%)	$92,200 (+%) Land $21,000 Building $71,200	$263,420 (-) Land $60,000 Building $203,420
2024	$4,016.00 (+9.31%)	$92,197 (+18.96%) Land $21,000 Building $71,197	$263,420 (+18.96%) Land $60,000 Building $203,420
2023	$3,674.00 (+0.27%)	$77,501 (+%) Land $16,832 Building $60,669	$221,430 (-) Land $48,090 Building $173,340
2022	$3,664.00	$77,500 Land $16,830 Building $60,670
2021			$221,430 Land $48,090 Building $173,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2011–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20