207 Spruce, Boone, NC 28607 Property Records

Watauga County property record for 207 Spruce, Boone, NC 28607 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,785 sqft · built 1967
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Nov 2020)
Tax Bill	$1,783 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1899-24-0320-000`

Property Details

APN / Parcel Number

Primary APN	`1899-24-0320-000`
Alternative APN	`1817317`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,785 sqft Living Area
1st Floor Area	785 sqft
Basement Area	595 sqft
Finished Basement	595 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	9,148 sqft (0.21 acres)
Porch	Porch
Porch Area	87 sqft
Patio Area	505 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	1817317
Street Address	207 SPRUCE
City	BOONE
State	NC
Zip	28607-5794
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 SEC 12 & .025
Legal Subdivision	HOUND EARS GOLF AND SKI CLUB DEVELOPMENT
Legal Lot Number	2
Jurisdiction	WATAUGA NC
Township / Civil Division	WATAUGA
Census Block Group	1
Census Block	1040
Census Tract	920602

Owner

Source: Watauga County records · APN 1899-24-0320-000

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	809 OYSTER LNDG, WILMINGTON, NC 28405-5292
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2020	Warranty Deed, Transfer · Conventional Mortgage RESOURCE FINANCIAL SERVICES INC
May 04, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 10, 2020 · Amount on Record
Deed Sale	Nov 10, 2020 · Amount on Record
Deed Document Number	2020698150
Deed Book / Page	2141 / 149
Record Updated	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Nov 10, 2020
Property Address	207 SPRUCE, BOONE, NC 28607-5794
Document Number	0021410149
Book / Page	2141 / 149
Map Reference	MB 4 PG 32
Instrument Date	Nov 05, 2020
Instrument	698150
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8245 SW 140TH AVE, 8245, MIAMI, FL 33183-4038

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	809 OYSTER LNDG, WILMINGTON, NC 28405-5292

Mortgage

Document Number	698151
Date	Nov 10, 2020
Instrument	698151

Lender

Name	RESOURCE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	207 SPRUCE, BOONE, NC 28607-5794
Document Number	0019190582
Book / Page	001919 / 000582
Instrument Date	May 04, 2017
Transaction Type	Mortgage
Record Updated	Aug 03, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8245 SW 140TH AVE MIAMI FL 331834038, MIAMI, FL 33183-4038

Mortgage

Document Number	0019190582
Date	May 23, 2017
Book Page	001919/000582
Instrument	658428

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,783.00	$453,300 (+3.33%) Land $76,600 Building $376,700
2024			$453,300 Land $76,600 Building $376,700
2023		$438,700 Land $76,600 Building $362,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Watauga County (37189C), updated May 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371899206021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 23 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 units insured 8 under condo master policies
Nearby Flood Claims	8 (1979–2024)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Sep 2024, rainfall accumulation, Tropical Storm Helene
Claims By Storm	Tropical Storm Helene, Sep 2024 · 4 claims

Wildfire

Wildfire Risk	Low above 36% of the US · above 51% of North Carolina
Wildfire Likelihood	About 1 in 2,174 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 90 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Loretto Telephone Company	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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