157 Spruce, Boone, NC 28607 Property Records

Watauga County property record for 157 Spruce, Boone, NC 28607

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,721 sqft · built 1966
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on File
Last Sale	$725,000 (Mar 2016)
Tax Bill	$2,639 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1899-14-9168-000`

Property Details

APN / Parcel Number

Primary APN	`1899-14-9168-000`
Alternative APN	`1762050`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,721 sqft Living Area
1st Floor Area	1,412 sqft
Attic	Attic
Attic Area	1,380 sqft
Basement Area	690 sqft
Finished Basement	1,380 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Footing
Roof Material	Wood Shingle
Lot Area	30,492 sqft (0.7 acres)
Garage Type	Carport
Garage Area	272 sqft
Carport	Carport
Carport Area	272 sqft
Porch	Porch
Porch Area	100 sqft
Patio Area	1,010 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	1762050
Street Address	157 SPRUCE RD
City	BLOWING ROCK
State	NC
Zip	28605-6266
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT IN HOUND EARS
Legal Subdivision	HOUND EARS
Legal Tract	1
Jurisdiction	WATAUGA NC
Township / Civil Division	WATAUGA
Census Block Group	1
Census Block	1040
Census Tract	920602

Owner

157 Spruce is owned by two individuals who bought it in March 2016.

Source: Watauga County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4425 SHARON RD, CHARLOTTE, NC 28211-3667
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Deed of Trust, Mortgage · Line of Credit SOUTHERN FIRST BANK NA
Mar 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2016 · Amount on File
Deed Sale	Mar 24, 2016 · Amount on File
Deed Document Number	2016645745
Deed Book / Page	1851 / 670
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	157 SPRUCE, BOONE, NC 28607-5794
Transaction Type	Mortgage
Record Updated	Dec 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3936 FELLSWAY RD, CHARLOTTE, NC 28209-3418

Mortgage

Document Number	0022440275
Date	Dec 17, 2021
Book Page	2244/275
Instrument	715143

Lender

Name	SOUTHERN FIRST BANK NA
Type	Bank
Address	CHARLOTTE, NC 28211

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Dec 26, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	157 SPRUCE, BOONE, NC 28607-5794
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020800001
Date	Mar 10, 2020
Book Page	2080/1
Instrument	688184

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 157 Spruce was $2,639.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$686,000 (-) Land $126,800 Building $559,200
2025	$2,639.00	$686,000 Land $126,800 Building $559,200
2024			$657,600 Land $126,800 Building $530,800
2023		$657,600 Land $126,800 Building $530,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 157 Spruce in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 units insured incl. 8 condo units
Nearby Flood Claims	8 (1979–2024)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 157 Spruce is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOUND EARS WATER SYSTEM private · serves 975 people · EPA ID NC0195112
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T.

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