188 Spruce, Boone, NC 28607 Property Records

Watauga County property record for 188 Spruce, Boone, NC 28607

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,184 sqft · built 1971
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on Record
Last Sale$450,000 (Jul 2020)
Tax Bill$1,939 (2025)
Deeds & MortgagesJul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1899-24-1035-000

Property Details

APN / Parcel Number

Primary APN1899-24-1035-000
Alternative APN
  • 1814511

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,184 sqft Living Area
1st Floor Area1,320 sqft
AtticAttic
Attic Area1,320 sqft
Basement Area600 sqft
Finished Basement600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area9,148 sqft (0.21 acres)
Garage Area576 sqft
Patio Area824 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
Water SourceCommercial

Location & Zoning

Account Number1814511
Street Address188 SPRUCE
CityBOONE
StateNC
Zip28607-5794
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 14 SEC 12 HOUND EARS
Legal SubdivisionHOUND EARS
Legal Lot Number14
JurisdictionWATAUGA NC
Township / Civil DivisionWATAUGA
Census Block Group1
Census Block1040
Census Tract920602

Owner

Source: Watauga County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address103 PRESTWICK DR, HIGH POINT, NC 27265-8629
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 13, 2020 · Amount on Record
Deed SaleJul 13, 2020 · Amount on Record
Deed Document Number2020692324
Deed Book / Page2105 / 449
Record UpdatedSep 20, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateJul 13, 2020
Property Address188 SPRUCE, BOONE, NC 28607-5794
Document Number0021050449
Book / Page002105 / 000449
Instrument DateJul 7, 2020
Instrument692324
Transaction TypeTransfer
Record UpdatedAug 25, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$900.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address103 PRESTWICK DR HIGH POINT NC 272658629, HIGH POINT, NC 27265-8629

Mortgage

Document Number21050452
DateJul 13, 2020
Book Page002105/000452
Instrument692325
Lender
NameSOUTHERN FIRST BK NA
TypeBank
AddressCAYCE, SC 29033
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 12, 2035

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,939.00$495,700 (-) Land $76,600 Building $419,100
2024$495,700 Land $76,600 Building $419,100
2023$495,700 Land $76,600 Building $419,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies31 units insured
incl. 8 condo units
Nearby Flood Claims8 (1979–2024)
Claims Outside the SFHA3 of 8
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOUND EARS WATER SYSTEM
private · serves 975 people · EPA ID NC0195112
Water SourceGroundwater
Last State InspectionApr 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: AT&T.

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