207 S Harrison St, Covington, OH 45318 Property Records

Miami County property record for 207 S Harrison St, Covington, OH 45318

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,761 sqft · built 1903
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,716 (2025)
Deeds & Mortgages	Jun 2026 Transfer Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`H19-005420`

Property Details

APN / Parcel Number

Primary APN	`H19-005420`
Alternative APNs	`080529.3-18-004-00` `H19SH018 01400`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,761 sqft Living Area
1st Floor Area	2,626 sqft
Upper Floors Area	448 sqft
Basement Area	385 sqft
Unfinished Basement	385 sqft

Exterior

Year Built	Built 1903
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	123 ft deep x 58 ft wide
Garage Type	Detached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	207 S HARRISON ST
City	COVINGTON
State	OH
Zip	45318-1526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 424 58
Legal Subdivision	VILLAGE OF COVINGTON
Legal Lot Number	424
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	2
Census Block	2043
Census Tract	325000

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	207 S HARRISON ST, COVINGTON, OH 45318-1526
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 11, 2026
Transfer Doc	0000007441
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIAMI OH
Recording Date	Jun 17, 2026
Property Address	207 S HARRISON ST, COVINGTON, OH 45318-1526
Document Number	0000007441
Instrument Date	Jun 11, 2026
Instrument	20267441
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	207 S HARRISON ST, COVINGTON, OH 45318-1526

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	207 S HARRISON ST, COVINGTON, OH 45318-1526
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN HOMELAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004535
Date	Apr 17, 2017
Instrument	2017OR-04535

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2032

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Newberry Township
Municipality	Covington Village
Unified School District	Covington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,716.00 (-12.45%) Homeowner's exemption	$56,810 (+34.68%) Land $9,840 Building $46,970	$162,300 (+34.69%) Land $28,100 Building $134,200
2024	$1,960.00 (+3.05%) Homeowner's exemption	$42,180 (-) Land $10,640 Building $31,540
2023	$1,902.00 (-2.76%) Homeowner's exemption	$42,180 (-) Land $10,640 Building $31,540	$120,500 (-) Land $30,400 Building $90,100
2022	$1,956.00 Homeowner's exemption	$42,180 Land $10,640 Building $31,540	$120,500 Land $30,400 Building $90,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1978–2017)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Nov 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON VILLAGE PWS serves 2,718 people · EPA ID OH5500112
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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