116 S Harrison St, Covington, OH 45318 Property Records

Miami County property record for 116 S Harrison St, Covington, OH 45318

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,066 sqft · built 1900
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Aug 2019)
Tax Bill	$1,356 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`H19-005900`

Property Details

APN / Parcel Number

Primary APN	`H19-005900`
Alternative APNs	`080529.3-12-007-00` `H19SH019 00600`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,066 sqft Living Area
1st Floor Area	1,416 sqft
Upper Floors Area	358 sqft
Basement Area	448 sqft
Unfinished Basement	448 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	126 ft deep x 61 ft wide
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	356 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	116 S HARRISON ST
City	COVINGTON
State	OH
Zip	45318-1525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 469 61 E SIDE
Legal Subdivision	PLAT OF VILLAGE OF COVINGTON
Legal Lot Number	469
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	2
Census Block	2041
Census Tract	325000

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	116 S HARRISON ST, COVINGTON, OH 45318-1525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2019 · Amount on Record
Deed Sale	Aug 30, 2019 · Amount on Record
Prior Sale	Mar 3, 2000 · Amount on Record
Deed Document Number	20192019OR-10047
Record Updated	Oct 29, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Aug 30, 2019
Property Address	116 S HARRISON ST, COVINGTON, OH 45318-1525
Document Number	0000010047
Instrument Date	Aug 29, 2019
Instrument	2019OR-10047
Transaction Type	Transfer
Record Updated	Feb 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 S HARRISON ST, COVINGTON, OH 45318-1525

Mortgage

Document Number	0000010048
Date	Aug 30, 2019
Instrument	2019OR-10048

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Newberry Township
Municipality	Covington Village
Unified School District	Covington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,356.00 (+5.69%) Homeowner's exemption	$44,910 (+31.05%) Land $10,470 Building $34,440	$128,300 (+31.05%) Land $29,900 Building $98,400
2024	$1,283.00 (+3.8%) Homeowner's exemption	$34,270 (-) Land $11,340 Building $22,930
2023	$1,236.00 (-3.44%) Homeowner's exemption	$34,270 (-) Land $11,340 Building $22,930	$97,900 (-) Land $32,400 Building $65,500
2022	$1,280.00 Homeowner's exemption	$34,270 Land $11,340 Building $22,930	$97,900 Land $32,400 Building $65,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1978–2017)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Nov 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON VILLAGE PWS serves 2,718 people · EPA ID OH5500112
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Harrison St

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