Miami County property record for 208 S Harrison St, Covington, OH 45318
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,456 sqft · built 1920 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $56,000 (May 1993) |
| Tax Bill | $807 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | H19-005490 |
| Primary APN | H19-005490 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,456 sqft Living Area |
| 1st Floor Area | 2,128 sqft |
| Upper Floors Area | 392 sqft |
| Basement Area | 168 sqft |
| Unfinished Basement | 168 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 126 ft deep x 58 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 220 sqft |
| Deck Area | 200 sqft |
| Patio Area | 200 sqft |
| Canopy | 200 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 208 S HARRISON ST |
|---|---|
| City | COVINGTON |
| State | OH |
| Zip | 45318-1527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN LOT 430 58 |
| Legal Lot Number | 430 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | NEWBERRY |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 325000 |
208 S Harrison St is owned and occupied by two individuals who bought it in May 1993.
Source: Miami County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 208 S HARRISON ST, COVINGTON, OH 45318-1527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 25, 1993 · Amount on File |
| Deed Sale | May 25, 1993 · Amount on File |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 208 S Harrison St was $807 with a homeowner's exemption, down 26.6% from the year before.
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Newberry Township |
| Municipality | Covington Village |
| Unified School District | Covington Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $807.00 (-26.64%) Homeowner's exemption | $48,270 (+23.9%) Land $10,050 Building $38,220 | $137,900 Land $28,700 Building $109,200 |
| 2024 | $1,100.00 (+1.76%) Homeowner's exemption | $38,960 (-) Land $10,890 Building $28,070 | |
| 2023 | $1,081.00 (-4.76%) Homeowner's exemption | $38,960 (-) Land $10,890 Building $28,070 | $111,300 (-) Land $31,100 Building $80,200 |
| 2022 | $1,135.00 Homeowner's exemption | $38,960 Land $10,890 Building $28,070 | $111,300 Land $31,100 Building $80,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 208 S Harrison St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1978–2017) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Nov 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 208 S Harrison St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COVINGTON VILLAGE PWS serves 2,718 people · EPA ID OH5500112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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