207 S Clay Ave, Ferguson (Saint Louis), MO 63135 Property Records

St. Louis County property record for 207 S Clay Ave, Ferguson, MO 63135

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,264 sqft · built 1875
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$100,600 (Apr 2013)
Tax Bill	$2,636 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12H-44-1006`

Property Details

APN / Parcel Number

Primary APN	`12H-44-1006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,264 sqft Living Area
Gross Area	3,046 sqft
1st Floor Area	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1979
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	15,246 sqft (0.35 acres)
Lot Width	151 ft Width
Garage Type	Attached
Garage Area	782 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	294 sqft
Utility Building	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	207 S CLAY AVE
City	FERGUSON
State	MO
Zip	63135-2707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	22R-1D
Legal Description	SURVEY 2689-46-6 LOCATED S OF ADAMS AVE
Legal Subdivision	US SURV 3689
Jurisdiction	ST LOUIS MO
Township / Civil Division	FERGUSON
Census Block Group	1
Census Block	1012
Census Tract	212500

Owner

207 S Clay Ave is owned and occupied by two individuals who bought it in April 2013.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	207 S CLAY AVE, FERGUSON, MO 63135-2707
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2013 · Amount on File
Deed Sale	Apr 3, 2013 · Amount on File
Prior Sale	Apr 16, 2010 · Amount on File
Deed Document Number	2013150
Deed Book / Page	20442 / 1382
Prior Transfer Date	Aug 13, 2009
Prior Transfer Doc	0185432655
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	207 S CLAY AVE, FERGUSON, MO 63135-2707
Transaction Type	Mortgage
Record Updated	Sep 9, 2021
Title Company	COPPER TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0249440780
Date	Jun 24, 2021
Book Page	24944/780
Instrument	2021062400129

Lender

Name	FIRST INTEGRITY MORTGAGE SERVICES INC
Type	Mortgage Company
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 207 S Clay Ave was $2,636, down 3.1% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Ferguson City
Unified School District	Ferguson-Florissant R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,290 (-) Land $6,880 Building $31,410	$201,500 (-) Land $36,200 Building $165,300
2025	$2,636.00 (-3.09%)	$38,290 Land $6,880 Building $31,410	$201,500 Land $36,200 Building $165,300
2024	$2,720.00 (+0.59%)
2023	$2,704.00 (+10.5%)	$37,770 (+25.44%) Land $3,930 Building $33,840	$198,800 Land $20,700 Building $178,100
2022	$2,447.00	$30,110 Land $4,520 Building $25,590
2021			$158,500 Land $23,800 Building $134,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 207 S Clay Ave in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	12 (1979–2024)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Nov 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 2022 · 3 claims Severe Storms, Flooding, And A Tornado, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 207 S Clay Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20