103 Ridge St, Wiggins, CO 80654 Property Records

Morgan County property record for 103 Ridge St, Wiggins, CO 80654

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,824 sqft · built 1951
Lot Size0.375 acres (16,320 sqft)
OwnerIndividual Name on Record
Last Sale$227,000 (Apr 2021)
Tax Bill$1,526 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Jun 2017 Transfer
Flood ZoneZone X (minimal risk)
APN1223-142-06-009

Property Details

APN / Parcel Number

Primary APN1223-142-06-009
Alternative APN
  • R012712

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,824 sqft Total Area
1st Floor Area960 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1975
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area16,320 sqft (0.375 acres)
Lot Dimensions136 ft deep x 120 ft wide
Shed1 Shed
Shed Area864 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address103 RIDGE ST
CityWIGGINS
StateCO
Zip80654-1419
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBD NORTH RIDGE 2ND ADD WI BLOCK 01 LOT 09
Legal SubdivisionNORTH RIDGE 2ND ADD
Legal Block1
Legal Lot Number9
JurisdictionMORGAN CO
Township / Civil DivisionWIGGINS
Census Block Group2
Census Block2026
Census Tract200

Owner

Source: Morgan County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address103 RIDGE ST, WIGGINS, CO 80654-1419
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2021Special Warranty Deed, Transfer · FHA Mortgage
AMERICAN FINANCING CORP
Jun 19, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 28, 2021 · Amount on Record
Deed SaleApr 28, 2021 · Amount on Record
Deed Document Number2021932488
Prior Transfer DateJun 13, 2017
Prior Transfer Doc0000906227
Record UpdatedSep 20, 2026

April 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMORGAN CO
Recording DateApr 28, 2021
Property Address103 RIDGE ST, WIGGINS, CO 80654-1419
Document Number0000932488
Instrument DateApr 26, 2021
Instrument932488
Transaction TypeTransfer
Record UpdatedApr 1, 2022
Title CompanyUNITED TITLE, UNIFIED TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$22.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 RIDGE ST, WIGGINS, CO 80654-1419

Mortgage

Document Number0000932489
DateApr 28, 2021
Instrument932489
Lender
NameAMERICAN FINANCING CORP
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

Mortgage

Document Number0000932490
DateApr 28, 2021
Instrument932490
Lender
NameCOLORADO HOUSING & FINANCE AUTHORITY
TypeGovernment Agency
AddressDENVER, CO 80202
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMORGAN CO
Recording DateJun 19, 2017
Property Address103 RIDGE ST, WIGGINS, CO 80654-1419
Document Number0000906227
Instrument DateJun 13, 2017
Instrument906227
Transaction TypeTransfer
Record UpdatedJun 30, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 CORONA AVE WIGGINS CO 806541376, WIGGINS, CO 80654-1376

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateColorado
CountyMorgan County
MunicipalityWiggins Town
Unified School DistrictWiggins School District RE-50J (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,526.00 (+9.08%)$14,860 (+12.32%) Land $3,670 Building $11,190$237,850 (+20.44%) Land $58,740 Building $179,110
2024$1,399.00$13,230 (-21.81%) Land $2,830 Building $10,400$197,490 (-21.78%) Land $42,240 Building $155,250
2023$1,399.00 (+65.17%)$16,920 (+115.54%) Land $3,620 Building $13,300$252,490 (+123.58%) Land $54,000 Building $198,490
2022$847.00$7,850 Land $3,170 Building $4,680$112,930 Land $45,600 Building $67,330

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF WIGGINS
serves 1,909 people · EPA ID CO0144035
Water SourceGroundwater
Last State InspectionApr 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wiggins Telephone Association
Fiber
1,000 / 500
Verizon
Fixed Wireless
300 / 20
Viaero Wireless
Fixed Wireless
150 / 40

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