Mecklenburg County property record for 207 N Downing St, Davidson, NC 28036
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,388 sqft · built 1996 |
| Lot Size | 0.223 acres (9,714 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $394,000 (Aug 2016) |
| Tax Bill | $5,663 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-315-02 |
| Primary APN | 003-315-02 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,388 sqft Living Area |
| 1st Floor Area | 1,262 sqft |
| Upper Floors Area | 1,126 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 9,714 sqft (0.223 acres) |
| Garage Area | 648 sqft |
| Porch | Finished/Screened Porch |
| Porch Area | 154 sqft |
| Patio Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 207 N DOWNING ST |
|---|---|
| City | DAVIDSON |
| State | NC |
| Zip | 28036-0259 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VI |
| Legal Description | L135 M26-985 |
| Legal Subdivision | MCCONNELL PH 02 |
| Legal Block | 5 |
| Legal Lot Number | 135 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 9, DEWEESE |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 6404 |
Source: Mecklenburg County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 207 N DOWNING ST, DAVIDSON, NC 28036-0259 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2016 · Amount on Record |
| Deed Sale | Aug 18, 2016 · Amount on Record |
| Prior Sale | May 31, 2007 · Amount on Record |
| Deed Document Number | 2016109048 |
| Deed Book / Page | 31089 / 300 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 18, 2026 |
| Property Address | 207 N DOWNING ST, DAVIDSON, NC 28036-0259 |
| Document Number | 0000052013 |
| Book / Page | 40430 / 436 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 202652013 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ACCURATE GROUP |
| Name | Verified Name |
|---|---|
| Address | 207 N DOWNING ST, DAVIDSON, NC 28036-0259 |
| Document Number | 0000052013, |
|---|---|
| Date | May 18, 2026 |
| Book Page | 40430/436 |
| Instrument | 202652013 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 3, 2051 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Davidson Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,663.00 | $739,300 Land $380,000 Building $359,300 | $739,300 Land $380,000 Building $359,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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