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225 N Downing St, Davidson, NC 28036 Property Records

Mecklenburg County property record for 225 N Downing St, Davidson, NC 28036 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,871 sqft · built 1996
Lot Size0.337 acres (14,680 sqft)
OwnerIndividual Name on File
Last Sale$380,000 (Aug 2020)
Tax Bill$5,141 (2025)
Deeds & MortgagesJan 2023 Line of Credit
Sep 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN003-315-05

Property Details

APN / Parcel Number

Primary APN003-315-05

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,871 sqft Living Area
Gross Area2,389 sqft
1st Floor Area771 sqft
Upper Floors Area1,075 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2000
Exterior MaterialOther
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,680 sqft (0.337 acres)
Garage TypeAttached
Garage Area518 sqft
PorchFinished/Open Porch
Deck Area252 sqft
Patio Area284 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address225 N DOWNING ST
CityDAVIDSON
StateNC
Zip28036-0259
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL138 M26-985
Legal SubdivisionMCCONNELL PH 02 SEC 02
Legal Block5
Legal Lot Number138
JurisdictionMECKLENBURG NC
Township / Civil Division9, DEWEESE
Census Block Group1
Census Block1049
Census Tract6404

Owner

Source: Mecklenburg County records · APN 003-315-05

Assessment roll updated September 9, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address225 N DOWNING ST, DAVIDSON, NC 28036-0259
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2023Deed of Trust, Mortgage · Line of Credit
LIONS SHARE FCU
Sep 20, 2021Deed of Trust, Mortgage · SBA Mortgage
NEWTEK SMALL BUSINESS FINANCE LLC
Aug 14, 2020Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 14, 2020 · Amount on Record
Deed SaleAug 14, 2020 · Amount on Record
Prior SaleSep 13, 2007 · Amount on Record
Deed Document Number2020127471
Deed Book / Page34926 / 987
Record UpdatedSep 20, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address225 N DOWNING ST, DAVIDSON, NC 28036-0259
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005347
DateJan 20, 2023
Book Page37893/464
Instrument2023005347
Lender
NameLIONS SHARE FCU
TypeCredit Union
AddressSALISBURY, NC 28147
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJan 19, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address225 N DOWNING ST, DAVIDSON, NC 28036-0259
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address225 N DOWNING ST, DAVIDSON, NC 28036-0259

Mortgage

Document Number0000179862
DateSep 20, 2021
Book Page36547/406
Instrument2021179862
Lender
NameNEWTEK SMALL BUSINESS FINANCE LLC
TypeNon-Lending Institution
AddressNEW HYDE PARK, NY 11042
Agreement
TypeSBA Mortgage
AmountAmount Recorded

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateAug 14, 2020
Property Address225 N DOWNING ST, DAVIDSON, NC 28036-0259
Document Number0000127471
Book / Page34926 / 987
Map ReferenceMB 26 PG 985
Instrument DateAug 13, 2020
Instrument2020127471
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$760.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8604 WANDERING FOX TRL UNIT 307, 8604, ODENTON, MD 21113-3753

Transferred To (Grantee/Buyer)

NameVerified Name
Address225 N DOWNING ST, DAVIDSON, NC 28036-0259

Mortgage

Document Number0000127472
DateAug 14, 2020
Instrument2020127472
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated September 9, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityDavidson Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,141.00$670,500 Land $380,000 Building $290,500$670,500 Land $380,000 Building $290,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190064041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2019, rainfall accumulation

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 4,348 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 205 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumFiber1,000 / 1,000
TDS TelecomCable1,000 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: TDS Telecom. Availability varies by address; speeds are provider-advertised maximums, not measured.

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