105 N Downing St, Davidson, NC 28036 Property Records

Mecklenburg County property record for 105 N Downing St, Davidson, NC 28036 · Last verified June 2023

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,407 sqft · built 1996
Lot Size	0.351 acres (15,319 sqft)
Owner	Individual Name on File
Last Sale	$635,000 (Aug 2020)
Tax Bill	$8,862 (2023)
Deeds & Mortgages	Dec 2025 Line of Credit Jan 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`003-314-10`

Property Details

APN / Parcel Number

Primary APN	`003-314-10`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,407 sqft Heated Area
Gross Area	4,059 sqft
1st Floor Area	1,520 sqft
Upper Floors Area	1,621 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	15,319 sqft (0.351 acres)
Garage Area	616 sqft
Porch	Porch
Porch Area	302 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	003-314-10
Street Address	105 N DOWNING ST
City	DAVIDSON
State	NC
Zip	28036-0257
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L124 M26-985
Legal Subdivision	MCCONNELL PH 02 SEC 02
Legal Lot Number	124
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	1
Census Block	1046
Census Tract	6404

Owner

Source: Mecklenburg County records · APN 003-314-10

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	105 N DOWNING ST, DAVIDSON, NC 28036-0257
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Jan 23, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Aug 18, 2020	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 02, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 18, 2020 · Amount on Record
Deed Sale	Aug 18, 2020 · Amount on Record
Prior Sale	Jul 02, 2018 · Amount on Record
Deed Document Number	0034939703
Deed Book / Page	34939 / 703
Record Updated	Jun 07, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	105 N DOWNING ST, DAVIDSON, NC 28036-0257
Transaction Type	Mortgage
Record Updated	Jan 09, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000132973
Date	Dec 29, 2025
Book Page	40101/760
Instrument	2025132973

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	105 N DOWNING ST, DAVIDSON, NC 28036-0257
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007689
Date	Jan 23, 2019
Book Page	33240/485
Instrument	2019007689

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 18, 2020
Property Address	105 N DOWNING ST, DAVIDSON, NC 28036-0257
Document Number	0000129446
Book / Page	34939 / 703
Map Reference	MB 26 PG 985
Instrument Date	Aug 14, 2020
Instrument	2020129446
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22425 MARKET ST, 22425, CORNELIUS, NC 28031-3007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 N DOWNING ST, DAVIDSON, NC 28036-0257

Mortgage

Document Number	0000129447
Date	Aug 18, 2020
Instrument	2020129447

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 02, 2018
Property Address	105 N DOWNING ST, DAVIDSON, NC 28036-0257
Document Number	0000082972
Book / Page	032804 / 000588
Instrument Date	Jul 02, 2018
Instrument	82972
Transaction Type	Transfer
Record Updated	Jul 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,188.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	105 N DOWNING ST DAVIDSON NC 28036, DAVIDSON, NC 28036

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Davidson Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190064041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2019, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 4,348 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 205 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Fiber	1,000 / 1,000
TDS Telecom	Cable	1,000 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: TDS Telecom. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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