Cass County property record for 207 Lagrange St, Dowagiac, MI 49047
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,356 sqft · built 1900 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $68,000 (Apr 2007) |
| Tax Bill | $1,015 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Apr 2023 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-160-300-914-05 |
| Primary APN | 14-160-300-914-05 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,356 sqft Building Perimeter |
| 1st Floor Area | 870 sqft |
| Basement Area | 870 sqft |
| Unfinished Basement | 870 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 10,019 sqft (0.23 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 207 LAGRANGE ST |
|---|---|
| City | DOWAGIAC |
| State | MI |
| Zip | 49047-1436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2249 LOT 57 & W 1/2 LOT 59. ERASTUS H. SPAULDING ADD CITY OF DOWAGIAC. |
| Legal Subdivision | ERASTUS H SPAULDING ADD |
| Legal Lot Number | 57,59 |
| Jurisdiction | CASS MI |
| Township / Civil Division | DOWAGIAC |
| Census Block Group | 4 |
| Census Block | 4035 |
| Census Tract | 2100 |
Source: Cass County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 207 LAGRANGE ST, DOWAGIAC, MI 49047-1436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2022 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Apr 28, 2023 | Deed of Trust, Mortgage · FHA Mortgage AXIA FINANCIAL LLC |
| Mar 19, 2026 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Sep 4, 2008 | Deed of Trust, Mortgage · FHA Mortgage BEST HOME FINANCIAL INC |
| Sep 15, 2011 | Deed of Trust, Mortgage · FHA Mortgage JAMES B NUTTER & CO |
| Apr 14, 2015 | Deed of Trust, Mortgage · FHA Mortgage JAMES B NUTTER & CO |
| Apr 3, 2007 | Warranty Deed, Transfer · Conventional Mortgage COUNTRYWIDE HOME LOANS INC |
| Oct 25, 2006 | Other, Transfer GREATER NILES COMM FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 3, 2007 · Amount on Record |
| Deed Sale | Apr 3, 2007 · Amount on Record |
| Prior Sale | Oct 25, 2006 · Amount on Record |
| Deed Book / Page | 956 / 789 |
| Prior Transfer Date | Apr 5, 2006 |
| Prior Transfer Doc | 0934/0769 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Property Address | 207 LAGRANGE ST, DOWAGIAC, MI 49047-1436 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 207 LAGRANGE ST, DOWAGIAC, MI 49047-1436 |
| Document Number | 01225/2102 |
|---|---|
| Date | Nov 14, 2022 |
| Book Page | 1225/2102 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BURLINGAME, CA 94010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Property Address | 207 LAGRANGE ST, DOWAGIAC, MI 49047-1436 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 207 LAGRANGE ST, DOWAGIAC, MI 49047-1436 |
| Document Number | 01231/2164 |
|---|---|
| Date | Apr 28, 2023 |
| Book Page | 1231/2164 |
| Name | AXIA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | BELLEVUE, WA 98004 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Property Address | 207 LAGRANGE ST, DOWAGIAC, MI 49047-1436 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 207 LAGRANGE ST, DOWAGIAC, MI 49047-1436 |
| Document Number | 01273/1424 |
|---|---|
| Date | Mar 19, 2026 |
| Book Page | 1273/1424 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 12, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Property Address | 207 LAGRANGE ST, DOWAGIAC, MI 49047-1436 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 00982/1795 |
|---|---|
| Date | Sep 4, 2008 |
| Book Page | 0982/1795 |
| Name | BEST HOME FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | BENTON HARBOR, MI 49022 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Property Address | 207 LAGRANGE ST, DOWAGIAC, MI 49047-1436 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01030/1511 |
|---|---|
| Date | Sep 15, 2011 |
| Book Page | 1030/1511 |
| Name | JAMES B NUTTER & CO |
|---|---|
| Type | Mortgage Company |
| Address | KANSAS CITY, MO 64111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Property Address | 207 LAGRANGE ST, DOWAGIAC, MI 49047-1436 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01088/2491 |
|---|---|
| Date | Apr 14, 2015 |
| Book Page | 1088/2491 |
| Name | JAMES B NUTTER & CO |
|---|---|
| Type | Mortgage Company |
| Address | KANSAS CITY, MO 64111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Apr 3, 2007 |
| Property Address | 207 LAGRANGE ST, DOWAGIAC, MI 49047-1436 |
| Document Number | 00956/0789 |
| Book / Page | 0956 / 0789 |
| Map Reference | LB M PG500 |
| Instrument Date | Mar 29, 2007 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | MERIDIAN TITLE, MERIDIAN TITLE CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $584.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 68170 M-51, NILES, MI 49120 |
| Name | Verified Name |
|---|---|
| Address | 207 LAGRANGE ST, DOWAGIAC, MI 49047-1436 |
| Document Number | 0009560790 |
|---|---|
| Date | Apr 3, 2007 |
| Instrument | 0956/0790 |
| Name | COUNTRYWIDE HOME LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9.87% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 6 Months |
| Min Rate At Change | 9.87% |
| Max Rate At Change | 11.3% |
| Index | 6-Month LIBOR |
| Max Rate | 16.8% |
| Document Type | Other |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Oct 25, 2006 |
| Property Address | 207 LAGRANGE ST, DOWAGIAC, MI 49047-1436 |
| Document Number | 0947/0764 |
| Book / Page | 0947 / 0764 |
| Map Reference | LB M PG500 |
| Instrument Date | Oct 13, 2006 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | E TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $292.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 ADA, 3, IRVINE, CA 92618-2322 |
| Name | Verified Name |
|---|---|
| Address | 61970 M 51, NILES, MI 49120-9129 |
| Document Number | 00947/2486 |
|---|---|
| Date | Nov 6, 2006 |
| Book Page | 0947/2486 |
| Name | GREATER NILES COMM FCU |
|---|---|
| Address | NILES, MI 49120 |
| Amount | Amount Recorded |
|---|
Source: Cass County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| Municipality | Dowagiac City |
| Unified School District | Dowagiac Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $52,300 (+16.74%) Land $52,300 | $104,600 (+16.74%) Land $104,600 | |
| 2025 | $1,015.00 (+1.5%) Homeowner's exemption | $44,800 (+26.2%) Land $44,800 | $89,600 (+26.2%) Land $89,600 |
| 2024 | $1,000.00 (+11.48%) | ||
| 2023 | $35,500 | $71,000 | |
| 2022 | $897.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 5, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOWAGIAC serves 6,350 people · EPA ID MI0001860 |
|---|---|
| Water Source | Groundwater |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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