207 Howard Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 207 Howard Rd, Toccoa, GA 30577

Property Summary

Property Type	Residential Vacant Land
Lot Size	7.8 acres (340,204 sqft)
Owner	Individual Name on File
Last Sale	$44,500 (Feb 2023)
Tax Bill	$277 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Feb 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`059 129`

Property Details

APN / Parcel Number

Primary APN	`059 129`
Alternative APNs	`103153` `295050`

Exterior

Lot Area	340,204 sqft (7.8 acres)
Terrain	Gentle Slope

Location & Zoning

Account Number	295050
Street Address	207 HOWARD RD
City	TOCCOA
State	GA
Zip	30577
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RS
Legal Description	PT LOT 6 TRACT 1 BUFORD GILES ESTATE LANDS
Legal Subdivision	BUFORD GILES ESTATE
Legal Tract	1
Legal Lot Number	6
Jurisdiction	STEPHENS GA
Township / Civil Division	ROCK CREEK
Census Block Group	3
Census Block	3030
Census Tract	970202

Owner

Source: Stephens County records · APN 059 129

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	237 W SAVANNAH ST, TOCCOA, GA 30577-1669
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Deed of Trust, Mortgage · Conventional Mortgage 21ST CENTURY MORTGAGE
Feb 13, 2023	Limited Warranty Deed, Transfer
Jun 05, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 13, 2023 · Amount on Record
Deed Sale	Feb 13, 2023 · Amount on Record
Deed Document Number	0001321327
Deed Book / Page	1321 / 327
Record Updated	Jun 08, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	207 HOWARD RD, TOCCOA, GA 30577
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 HOWARD RD

Mortgage

Document Number	0014320000000356
Date	Dec 11, 2025
Book Page	0000001432/0000000356

Lender

Name	21ST CENTURY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jan 01, 2055

February 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Feb 13, 2023
Property Address	HOWARD RD, TOCCOA, GA 30577
Document Number	0013210327
Book / Page	1321 / 327
Instrument Date	Feb 13, 2023
Instrument	2023-000139
Transaction Type	Transfer
Record Updated	Mar 13, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 W SAVANNAH ST, TOCCOA, GA 30577-1669

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Jun 05, 2020
Property Address	HOWARD RD, TOCCOA, GA 30577
Document Number	0012120001
Book / Page	001212 / 000001
Instrument Date	Jun 03, 2020
Transaction Type	Transfer
Record Updated	Jun 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$25.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	HOWARD RD TOCCOA GA 30577, TOCCOA, GA 30577

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$277.00 (-7.67%)	$10,105 (-) Land $10,105	$25,262 (-) Land $25,262
2023	$300.00	$10,105 (-) Land $10,105	$25,262 (-) Land $25,262
2022	$300.00	$10,105 Land $10,105	$25,262 Land $25,262

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 26, 2008 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 63% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000

Based on FCC filings for 10 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Howard Rd

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