122 Howard Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 122 Howard Rd, Toccoa, GA 30577 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Aug 2025)
Tax Bill	$143 (2025)
Deeds & Mortgages	Aug 2025 Sale Jun 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`059 120`

Property Details

APN / Parcel Number

Primary APN	`059 120`
Alternative APN	`294700`

Interior

Gross Area	1,440 sqft

Exterior

Construction Type	Frame
Lot Area	43,996 sqft (1.01 acres)
Terrain	Gentle Slope
Utility Building	240 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	294700
Street Address	122 HOWARD RD
City	TOCCOA
State	GA
Zip	30577-8203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2
Legal Subdivision	0400 - PRIMARY - SF
Legal Tract	2
Legal Lot Number	2
Jurisdiction	STEPHENS GA
Township / Civil Division	ROCK CREEK
Census Block Group	3
Census Block	3039
Census Tract	970202

Owner

Source: Stephens County records · APN 059 120

Assessment roll updated March 12, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	122 HOWARD RD, TOCCOA, GA 30577-8203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 06, 2025	Limited Warranty Deed, Transfer
Jun 26, 2025	Quit Claim Deed, Transfer Quitclaim
Mar 24, 2025	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Mar 24, 2025	Warranty Deed, Transfer
Apr 17, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 06, 2025 · Amount on Record
Deed Sale	Aug 06, 2025 · Amount on Record
Prior Sale	Jun 26, 2025
Deed Document Number	20252420
Deed Book / Page	1417 / 284
Prior Transfer Date	May 12, 2025
Prior Transfer Doc	0014120263
Record Updated	Sep 20, 2026

August 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Aug 06, 2025
Property Address	122 HOWARD RD, TOCCOA, GA 30577-8203
Document Number	0014170284
Book / Page	1417 / 284
Instrument Date	May 22, 2025
Instrument	D2025002420
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Amount	Amount Recorded
Tax	$2.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 HOWARD RD, TOCCOA, GA 30577-8203

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	Jun 26, 2025
Property Address	122 HOWARD RD, TOCCOA, GA 30577-8203
Document Number	0014120263
Book / Page	1412 / 263
Instrument Date	May 12, 2025
Instrument	2025001964
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 PARKER ST, CORNELIA, GA 30531

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Mar 24, 2025
Property Address	122 HOWARD RD, TOCCOA, GA 30577-8203
Document Number	0013990372
Book / Page	1399 / 372
Instrument Date	Mar 12, 2025
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2.05
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 HOWARD RD, TOCCOA, GA 30577-8203

Mortgage

Document Number	0001399377
Date	Mar 24, 2025
Instrument	1399/377

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 01, 2055

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Mar 24, 2025
Property Address	122 HOWARD RD, TOCCOA, GA 30577-8203
Document Number	0013990398
Book / Page	1399 / 398
Instrument Date	Mar 12, 2025
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 HOWARD RD, TOCCOA, GA 30577-8203

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Apr 17, 2024
Property Address	122 HOWARD RD, TOCCOA, GA 30577-8203
Document Number	0013640110
Book / Page	1364 / 110
Instrument Date	Apr 16, 2024
Instrument	D2024000602
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 HOWARD RD, TOCCOA, GA 30577-8203

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated March 12, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$143.00 (+12.6%)	$5,227 (+22.27%) Land $3,011 Building $2,216	$13,067 (+22.25%) Land $7,527 Building $5,540
2023	$127.00	$4,275 Land $4,025 Building $250	$10,689 Land $10,063 Building $626

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 64% of Georgia
Wildfire Likelihood	About 1 in 926 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 10 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
TruVista Communications	Fiber	5,000 / 5,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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