207 Gregory Rd, Wilmington, NC 28405 Property Records

New Hanover County property record for 207 Gregory Rd, Wilmington, NC 28405

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,607 sqft · built 1987
Lot Size	0.472 acres (20,560 sqft)
Owner	2 Trust Names on File
Last Sale	$420,000 (Oct 2020)
Tax Bill	$3,585 (2025)
Deeds & Mortgages	Aug 2026 Transfer Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R05019-005-001-000`

Property Details

APN / Parcel Number

Primary APN	`R05019-005-001-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,607 sqft Living Area
1st Floor Area	1,208 sqft
Basement Area	1,080 sqft
Finished Basement	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Wood
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	20,560 sqft (0.472 acres)
Terrain	Low
Garage Area	598 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	412 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	207 GREGORY RD
City	WILMINGTON
State	NC
Zip	28405-3959
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LT 283 WINDEMERE SEC 10
Legal Subdivision	WINDMERE SEC 10
Legal Block	5
Legal Lot Number	283
Jurisdiction	NEW HANOVER NC
Township / Civil Division	WILMINGTON
Census Block Group	3
Census Block	3018
Census Tract	11701

Owner

207 Gregory Rd is owner-occupied and held in a trust since October 2020.

Source: New Hanover County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	207 GREGORY RD, WILMINGTON, NC 28405-3959
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 20, 2020	Warranty Deed, Transfer · Conventional with PMI EQUITY RSRCS/OH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2020 · Amount on File
Deed Sale	Oct 20, 2020 · Amount on File
Prior Sale	Jun 15, 2015 · Amount on File
Deed Document Number	202043814
Deed Book / Page	6368 / 2161
Prior Transfer Date	Oct 1, 1987
Prior Transfer Doc	1392001022
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Aug 17, 2026
Property Address	207 GREGORY RD, WILMINGTON, NC 28405-3959
Document Number	0000022838
Book / Page	6869 / 877
Instrument Date	Aug 7, 2026
Instrument	202622838
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	207 GREGORY RD, WILMINGTON, NC 28405-3959

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Oct 20, 2020
Property Address	207 GREGORY RD, WILMINGTON, NC 28405-3959
Document Number	0063682161
Book / Page	006368 / 002161
Instrument Date	Sep 24, 2020
Instrument	43814
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$717.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	207 GREGORY RD WILMINGTON NC 284053959, WILMINGTON, NC 28405-3959

Mortgage

Document Number	63682168
Date	Oct 20, 2020
Book Page	006368/002168
Instrument	43815

Lender

Name	EQUITY RSRCS/OH
Type	Funding / Finance Company
Address	NEWARK, OH 43055

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 19, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 207 Gregory Rd was $3,585, down 5.4% from the year before.

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Wilmington City
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$609,200 (-) Land $218,600 Building $390,600	$609,200 (-) Land $218,600 Building $390,600
2025	$3,585.00 (-5.41%)	$609,200 Land $218,600 Building $390,600	$609,200 Land $218,600 Building $390,600
2024	$3,790.00 (+2.96%)
2023	$3,681.00 (-0.59%)	$435,700 Land $132,600 Building $303,100	$435,700 Land $132,600 Building $303,100
2022	$3,703.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 207 Gregory Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Nearby Flood Policies	49 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 207 Gregory Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: AT&T.

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