215 Gregory Rd, Wilmington, NC 28405 Property Records

New Hanover County property record for 215 Gregory Rd, Wilmington, NC 28405

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,339 sqft · built 1986
Lot Size	0.486 acres (21,170 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Feb 2025)
Tax Bill	$3,475 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R05015-015-002-000`

Property Details

APN / Parcel Number

Primary APN	`R05015-015-002-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,339 sqft Living Area
1st Floor Area	1,186 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Wood
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	21,170 sqft (0.486 acres)
Terrain	Low
Garage Area	506 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	384 sqft
Porch	Slab
Porch Area	180 sqft
Deck Area	270 sqft
Patio Area	192 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	215 GREGORY RD
City	WILMINGTON
State	NC
Zip	28405-3959
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LT 281 WINDEMERE SEC 10
Legal Subdivision	WINDMERE SEC 10
Legal Block	15
Legal Lot Number	281
Jurisdiction	NEW HANOVER NC
Township / Civil Division	WILMINGTON
Census Block Group	3
Census Block	3018
Census Tract	11701

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	215 GREGORY RD, WILMINGTON, NC 28405-3959
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANSTEADY LLC
Feb 7, 2025	Warranty Deed, Transfer · Conventional Mortgage LOANSTEADY LLC
May 15, 2020	Deed of Trust, Mortgage · Line of Credit SELECT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2025 · Amount on Record
Deed Sale	Feb 7, 2025 · Amount on Record
Prior Sale	Dec 3, 2007 · Amount on Record
Deed Document Number	20252970
Deed Book / Page	6755 / 1877
Prior Transfer Date	Oct 5, 2012
Prior Transfer Doc	00570300633
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	215 GREGORY RD, WILMINGTON, NC 28405-3959
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 GREGORY RD, WILMINGTON, NC 28405-3959

Mortgage

Document Number	00683302757
Date	Mar 10, 2026
Book Page	6833/2757
Instrument	2026006038

Lender

Name	LOANSTEADY LLC
Type	Mortgage Company
Address	8401 GREENSBORO DR STE 950, MCLEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Feb 7, 2025
Property Address	215 GREGORY RD, WILMINGTON, NC 28405-3959
Document Number	00675501877
Book / Page	6755 / 1877
Map Reference	MB 25 PG 188
Instrument Date	Feb 6, 2025
Instrument	2025002970
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 GREGORY RD, WILMINGTON, NC 28405-3959

Mortgage

Document Number	2025002971
Date	Feb 7, 2025
Instrument	2025002971

Lender

Name	LOANSTEADY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	215 GREGORY RD, WILMINGTON, NC 28405-3959
Document Number	0063132930
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	215 GREGORY RD WILMINGTON NC 284053959, WILMINGTON, NC 28405-3959

Mortgage

Document Number	0063132930
Date	May 22, 2020
Book Page	006313/002930
Instrument	18639

Lender

Name	SELECT BK
Type	Bank
Address	DUNN, NC 28335

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Wilmington City
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$590,600 (-) Land $221,200 Building $369,400	$590,600 (-) Land $221,200 Building $369,400
2025	$3,475.00	$590,600 (+30.84%) Land $221,200 Building $369,400	$590,600 (+30.84%) Land $221,200 Building $369,400
2023		$451,400 Land $134,800 Building $316,600	$451,400 Land $134,800 Building $316,600
2022	$3,836.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Nearby Flood Policies	49 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: AT&T.

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