200 Gregory Rd, Wilmington, NC 28405 Property Records

New Hanover County property record for 200 Gregory Rd, Wilmington, NC 28405

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,776 sqft · built 1986
Lot Size	0.626 acres (27,269 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Aug 2003)
Tax Bill	$929 (2024)
Deeds & Mortgages	Aug 2026 Line of Credit Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R05019-005-003-000`

Property Details

APN / Parcel Number

Primary APN	`R05019-005-003-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,776 sqft Living Area
1st Floor Area	1,688 sqft
Basement Area	1,064 sqft
Finished Basement	1,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	27,269 sqft (0.626 acres)
Terrain	Low
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	220 sqft
Deck Area	16 sqft
Patio Area	602 sqft
Lean-To	64 sqft
Utility Building	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	200 GREGORY RD
City	WILMINGTON
State	NC
Zip	28405-3960
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LT 285 WINDEMERE SEC 10
Legal Subdivision	WINDMERE SEC 10
Legal Block	5
Legal Lot Number	285
Jurisdiction	NEW HANOVER NC
Township / Civil Division	WILMINGTON
Census Block Group	3
Census Block	3018
Census Tract	11701

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	200 GREGORY RD, WILMINGTON, NC 28405-3960
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Trust, Mortgage · Line of Credit CORNING FEDERAL CREDIT UNION
Dec 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2003 · Amount on Record
Deed Sale	Aug 25, 2003 · Amount on Record
Prior Sale	Jul 11, 1994 · Amount on Record
Deed Book / Page	3974 / 100
Prior Transfer Date	Aug 1, 1988
Prior Transfer Doc	1428001694
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Recording Date	Aug 4, 2026
Property Address	200 GREGORY RD, WILMINGTON, NC 28405-3960
Document Number	0000021601
Book / Page	6866 / 2348
Instrument Date	Jul 23, 2026
Instrument	202621601
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 GREGORY RD, WILMINGTON, NC 28405-3960

Mortgage

Document Number	0000021601,
Date	Aug 4, 2026
Book Page	6866/2348
Instrument	202621601

Lender

Name	CORNING FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.49%
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	200 GREGORY RD, WILMINGTON, NC 28405-3960
Document Number	0063910554
Instrument Date	Dec 3, 2020
Transaction Type	Mortgage
Record Updated	Jan 13, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	200 GREGORY RD WILMINGTON NC 284053960, WILMINGTON, NC 28405-3960

Mortgage

Document Number	0063910554
Date	Dec 17, 2020
Book Page	006391/000554
Instrument	54215

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 16, 2035

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Wilmington City
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$617,900 (-) Land $246,700 Building $371,200	$617,900 (-) Land $246,700 Building $371,200
2025		$617,900 (+31.27%) Land $246,700 Building $371,200	$617,900 (+31.27%) Land $246,700 Building $371,200
2024	$929.00 (-76.64%)
2023	$3,977.00 (+98.85%)	$470,700 Land $156,100 Building $314,600	$470,700 Land $156,100 Building $314,600
2022	$2,000.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Nearby Flood Policies	49 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: AT&T.

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