Madison County property record for 207 Forest Ln, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.38 acres (60,113 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,593 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage May 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0093-034C-0113 |
| Primary APN | 0093-034C-0113 |
|---|---|
| Alternative APNs |
|
| Lot Area | 60,113 sqft (1.38 acres) |
|---|
| Account Number | 48902 |
|---|---|
| Street Address | 207 FOREST LN |
| City | RICHMOND |
| State | KY |
| Zip | 40475-9033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROSE TRACE LOT 113 PH 2 |
| Legal Subdivision | ROSE TRACE |
| Legal Phase | 2 |
| Legal Lot Number | 113 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | WACO-BYBEE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 11001 |
207 Forest Ln is owned and occupied by an individual who acquired it in September 2012.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 207 FOREST LN, RICHMOND, KY 40475-9033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 7, 2024 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2012 |
| Deed Sale | Sep 28, 2012 |
| Deed Document Number | 0000684401 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 207 FOREST LN, RICHMOND, KY 40475-9033 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0M2170/209 |
|---|---|
| Date | Jun 24, 2022 |
| Book Page | M2170/209 |
| Instrument | 2014097582 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2037 |
| Change Frequency | 2 Years |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 207 FOREST LN, RICHMOND, KY 40475-9033 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|---|
| Address | 207 FOREST LN, RICHMOND, KY 40475-9033 |
| Document Number | 0M2297/384 |
|---|---|
| Date | May 7, 2024 |
| Book Page | M2297/384 |
| Instrument | 2014202380 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2039 |
The 2025 property tax bill for 207 Forest Ln was $1,593 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,593.00 Additional exemption filed | $169,000 | $169,000 |
| 2023 | $1,639.00 | $169,000 | $169,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 207 Forest Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 207 Forest Ln is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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