149 Forest Ln, Richmond, KY 40475 Property Records

Madison County property record for 149 Forest Ln, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Lot Size	3.17 acres (138,085 sqft)
Owner	Individual Name on Record
Last Sale	$317,000 (Sep 2025)
Tax Bill	$2,475 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0093-0000-0035-C`

Property Details

APN / Parcel Number

Primary APN	`0093-0000-0035-C`
Alternative APNs	`125783` `74428` `55380`

Exterior

Lot Area	138,085 sqft (3.17 acres)

Location & Zoning

Account Number	55380
Street Address	149 FOREST LN
City	RICHMOND
State	KY
Zip	40475-9084
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1
Legal Subdivision	IRVINE ROAD
Legal Tract	1
Jurisdiction	MADISON KY
Township / Civil Division	WACO-BYBEE
Census Block Group	1
Census Block	1004
Census Tract	11001

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	149 FOREST LN, RICHMOND, KY 40475-9084
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed, Transfer · Conventional Mortgage T2 FINANCIAL LLC
Dec 16, 2022	Deed, Transfer · Commercial Mortgage WHITAKER BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2025 · Amount on Record
Deed Sale	Sep 24, 2025 · Amount on Record
Prior Sale	Dec 16, 2022 · Amount on Record
Deed Document Number	2014287550
Deed Book / Page	D873 / 485
Record Updated	Jun 8, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Sep 24, 2025
Property Address	149 FOREST LN, RICHMOND, KY 40475-9084
Document Number	00D873/485
Book / Page	D873 / 485
Map Reference	MB P15 PG 94
Instrument Date	Sep 17, 2025
Instrument	2014287550
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	UNKNOWN, LAND GROUP TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$317.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3110 PEACOCK RD, PARIS, KY 40361-8864

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	149 FOREST LN, RICHMOND, KY 40475-9084

Mortgage

Document Number	2014287551
Date	Sep 24, 2025
Instrument	2014287551

Lender

Name	T2 FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Dec 16, 2022
Property Address	149 FOREST LN, RICHMOND, KY 40475-9084
Document Number	00D832/674
Book / Page	D832 / 674
Map Reference	MB P15 PG 94
Instrument Date	Dec 15, 2022
Instrument	2014124011
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$262.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	149 FOREST LN, RICHMOND, KY 40475-9084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 FOREST LN, RICHMOND, KY 40475-9084

Mortgage

Document Number	2014124012
Date	Dec 16, 2022
Instrument	2014124012

Lender

Name	WHITAKER BANK INC
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2052

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,475.00 (-2.79%) Additional exemption filed	$262,500 (-)	$262,500 (-)
2023	$2,546.00	$262,500	$262,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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