207 E Emerald, Stillwater, OK 74075 Property Records

Payne County property record for 207 E Emerald, Stillwater, OK 74075 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,650 sqft · built 2020
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Jul 2020)
Tax Bill	$2,968 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20N02E-26-1-ST238-010-0030`

Property Details

APN / Parcel Number

Primary APN	`20N02E-26-1-ST238-010-0030`
Alternative APNs	`600089307` `89307`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,650 sqft Living Area
1st Floor Area	1,650 sqft

Exterior

Year Built	Built 2020
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	435 sqft
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	89307
Street Address	207 E EMERALD
City	STILLWATER
State	OK
Zip	74075-2022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE CANYONS 5TH SEC BLK 10 LOT 30
Legal Range	02E
Legal Township	20N
Legal Section	26
Legal Subdivision	THE CANYONS, 5TH SEC
Legal Block	10
Legal Lot Number	30
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	1
Census Block	1012
Census Tract	10101

Owner

Source: Payne County records · APN 20N02E-26-1-ST238-010-0030

Assessment roll updated October 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	207 E EMERALD, STILLWATER, OK 74075-2022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 24, 2020 · Amount on Record
Deed Sale	Jul 24, 2020 · Amount on Record
Prior Sale	Jan 27, 2020 · Amount on Record
Deed Document Number	2020-007966
Deed Book / Page	2577 / 600
Record Updated	Jun 08, 2026

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Jul 24, 2020
Property Address	207 E EMERALD, STILLWATER, OK 74075
Document Number	0025770600
Book / Page	2577 / 600
Instrument Date	Jul 16, 2020
Instrument	2020-007966
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 13, 2022
Title Company	CLEVELAND COUNTY ABSTRACT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$367.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	2020007967
Date	Jul 24, 2020
Instrument	2020-007967

Lender

Name	CWM PARTNERS LP
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: Payne County records · Assessment roll updated October 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Municipality	Stillwater City
Unified School District	Stillwater Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,968.00 (+2.66%) Homeowner's exemption	$29,428 (-) Land $3,502 Building $25,926
2024	$2,891.00 (+3.32%) Homeowner's exemption	$29,428 (+3%) Land $3,502 Building $25,926	$319,290 (+11.2%) Land $38,000 Building $281,290
2023	$2,798.00 (+3.36%) Homeowner's exemption	$28,571 (+3%) Land $3,781 Building $24,790	$287,130 (+10.63%) Land $38,000 Building $249,130
2022	$2,707.00 Homeowner's exemption	$27,739 Land $4,061 Building $23,678	$259,550 Land $38,000 Building $221,550

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Payne County (40119C), updated January 22, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 80% of the US · above 55% of Oklahoma
Wildfire Likelihood	About 1 in 222 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.