115 E Emerald, Stillwater, OK 74075 Property Records

Payne County property record for 115 E Emerald, Stillwater, OK 74075 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,681 sqft · built 2022
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Last Sale$315,000 (Dec 2023)
Tax Bill$3,644 (2025)
Deeds & MortgagesDec 2023 Sale & Mortgage
Jul 2022 Sale
Flood ZoneZone X (minimal risk)
APN20N02E-26-1-ST238-010-0034

Property Details

APN / Parcel Number

Primary APN20N02E-26-1-ST238-010-0034
Alternative APNs
  • 600089311
  • 89311

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,681 sqft Living Area
1st Floor Area1,681 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area43,560 sqft
Garage TypeAttached
Garage Area406 sqft
PorchCovered Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number89311
Street Address115 E EMERALD
CitySTILLWATER
StateOK
Zip74075-2032
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE CANYONS 5TH SEC BLK 10 LOT 34
Legal Range02E
Legal Township20N
Legal Section26
Legal SubdivisionTHE CANYONS, 5TH SEC
Legal Block10
Legal Lot Number34
JurisdictionPAYNE OK
Township / Civil DivisionSTILLWATER
Census Block Group1
Census Block1012
Census Tract10101

Owner

Source: Payne County records · APN 20N02E-26-1-ST238-010-0034

Assessment roll updated October 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address115 E EMERALD, STILLWATER, OK 74075-2032
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 04, 2023Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
CWM PARTNERS LP
Jul 22, 2022Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 04, 2023 · Amount on Record
Deed SaleDec 04, 2023 · Amount on Record
Prior SaleJul 22, 2022 · Amount on Record
Deed Document NumberI-2023-011768
Deed Book / Page2778 / 537
Record UpdatedJun 08, 2026

December 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionPAYNE OK
Recording DateDec 04, 2023
Property Address115 E EMERALD, STILLWATER, OK 74075-2032
Document Number0027780537
Book / Page2778 / 537
Instrument DateNov 29, 2023
InstrumentI-2023-011768
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 25, 2024
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$472.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address15898 W 157TH ST, OLATHE, KS 66062-5056

Mortgage

Document NumberI2023011769
DateDec 04, 2023
InstrumentI-2023-011769
Lender
NameCWM PARTNERS LP
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2053

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPAYNE OK
Recording DateJul 22, 2022
Property Address115 E EMERALD, STILLWATER, OK 74075-2032
Document Number0027080691
Book / Page2708 / 691
Instrument DateJul 14, 2022
InstrumentI-2022-008596
Transaction TypeTransfer
Record UpdatedJan 25, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
Tax$60.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1320 N PORTER AVE, NORMAN, OK 73071-6619

Tax Assessment & Valuation

Source: Payne County records · Assessment roll updated October 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyPayne County
MunicipalityStillwater City
Unified School DistrictStillwater Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,644.00 (-0.63%) Homeowner's exemption$37,063 (-) Land $4,332 Building $32,731
2024$3,667.00 (+138.43%) Homeowner's exemption$37,063 (+144.56%) Land $4,332 Building $32,731$325,120 (+144.56%) Land $38,000 Building $287,120
2023$1,538.00 (+3,476.74%)$15,155 (+3,440.89%) Land $428 Building $14,727$132,940 (+3,435.64%) Land $3,760 Building $129,180
2022$43.00$428 Land $428$3,760 Land $3,760

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Payne County (40119C), updated January 22, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 80% of the US · above 55% of Oklahoma
Wildfire LikelihoodAbout 1 in 222 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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