Payne County property record for 111 E Emerald, Stillwater, OK 74075 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,079 sqft · built 2022 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $361,500 (Jul 2025) |
| Tax Bill | $4,202 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Jul 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20N02E-26-1-ST238-010-0035 |
| Primary APN | 20N02E-26-1-ST238-010-0035 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,079 sqft Living Area |
| 1st Floor Area | 2,079 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft |
| Garage Type | Attached |
| Garage Area | 455 sqft |
| Porch | Covered Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 89312 |
|---|---|
| Street Address | 111 E EMERALD |
| City | STILLWATER |
| State | OK |
| Zip | 74075-2032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE CANYONS 5TH SEC BLK 10 LOT 35 |
| Legal Range | 02E |
| Legal Township | 20N |
| Legal Section | 26 |
| Legal Subdivision | THE CANYONS, 5TH SEC |
| Legal Block | 10 |
| Legal Lot Number | 35 |
| Jurisdiction | PAYNE OK |
| Township / Civil Division | STILLWATER |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 10101 |
Source: Payne County records · APN 20N02E-26-1-ST238-010-0035
Assessment roll updated October 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 111 E EMERALD, STILLWATER, OK 74075-2032 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 04, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 23, 2025 | Warranty Deed, Transfer SIMMONS BANK |
| Aug 18, 2022 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage 1ST CAPITAL MORTGAGE LLC |
| Mar 07, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage CROSSFIRST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 23, 2025 · Amount on Record |
| Deed Sale | Jul 23, 2025 · Amount on Record |
| Prior Sale | Aug 18, 2022 · Amount on Record |
| Deed Document Number | I-2025-007995 |
| Deed Book / Page | 2877 / 773 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 111 E EMERALD, STILLWATER, OK 74075-2032 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 111 E EMERALD, STILLWATER, OK 74075-2032 |
| Document Number | 0027780609 |
|---|---|
| Date | Dec 04, 2023 |
| Book Page | 2778/609 |
| Instrument | I-2023-011796 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 345 Months |
| Due | Sep 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | Jul 23, 2025 |
| Property Address | 111 E EMERALD, STILLWATER, OK 74075-2032 |
| Document Number | 0028770773 |
| Book / Page | 2877 / 773 |
| Instrument Date | Jul 18, 2025 |
| Instrument | I-2025-007995 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2026 |
| Title Company | OCTS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $542.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 111 E EMERALD, STILLWATER, OK 74075-2032 |
| Document Number | I2025007996 |
|---|---|
| Date | Jul 23, 2025 |
| Instrument | I-2025-007996 |
| Name | SIMMONS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Aug 01, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | Aug 18, 2022 |
| Property Address | 111 E EMERALD, STILLWATER, OK 74075-2032 |
| Document Number | 0027130071 |
| Book / Page | 2713 / 71 |
| Instrument Date | Aug 12, 2022 |
| Instrument | I-2022-009775 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 15, 2026 |
| Title Company | CHICAGO TITLE OK, CHICAGO TITLE OKLAHOMA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $501.75 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 111 E EMERALD AVE, STILLWATER, OK 74075-2032 |
| Document Number | I2022009776 |
|---|---|
| Date | Aug 18, 2022 |
| Instrument | I-2022-009776 |
| Name | 1ST CAPITAL MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | Mar 07, 2022 |
| Property Address | 111 E EMERALD, STILLWATER, OK 74075-2032 |
| Document Number | 0026840957 |
| Book / Page | 2684 / 957 |
| Instrument Date | Feb 28, 2022 |
| Instrument | I-2022-002475 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Title Company | CHICAGO TITLE OK, CHICAGO TITLE OKLAHOMA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $60.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1320 N PORTER AVE, NORMAN, OK 73071-6619 |
| Investor | Possibly a Property Investor |
| Document Number | I2022002476 |
|---|---|
| Date | Mar 07, 2022 |
| Instrument | I-2022-002476 |
| Name | CROSSFIRST BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Payne County records · Assessment roll updated October 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Payne County |
| Municipality | Stillwater City |
| Unified School District | Stillwater Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,202.00 (+3.57%) | $39,899 (-) Land $4,157 Building $35,742 | |
| 2024 | $4,057.00 (+5.21%) | $39,899 (+5%) Land $4,157 Building $35,742 | $364,720 (+9.42%) Land $38,000 Building $326,720 |
| 2023 | $3,856.00 (+8,867.44%) | $37,999 (+8,778.27%) Land $4,332 Building $33,667 | $333,330 (+8,765.16%) Land $38,000 Building $295,330 |
| 2022 | $43.00 | $428 Land $428 | $3,760 Land $3,760 |
Source: FEMA National Flood Hazard Layer, Payne County (40119C), updated January 22, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 80% of the US · above 55% of Oklahoma |
|---|---|
| Wildfire Likelihood | About 1 in 222 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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