207 Clark St, Buchanan, MI 49107 Property Records

Berrien County property record for 207 Clark St, Buchanan, MI 49107

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,548 sqft · built 1890
Lot Size	0.188 acres (8,189 sqft)
Owner	Individual Name on Record
Last Sale	$48,000 (Jul 2009)
Tax Bill	$1,670 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Feb 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`58-1200-0078-00-8`

Property Details

APN / Parcel Number

Primary APN	`58-1200-0078-00-8`
Alternative APN	`11-58-1200-0078-00-8`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,548 sqft Living Area
1st Floor Area	1,132 sqft
Basement Area	522 sqft
Unfinished Basement	522 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Lot Area	8,189 sqft (0.188 acres)
Lot Dimensions	132 ft deep x 62 ft wide
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	207 CLARK ST
City	BUCHANAN
State	MI
Zip	49107-1508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SIN
Legal Description	THE S1/2 OF LOTS 9 & 10 BLK I A B CLARKS ADD TO CITY OF BUCHANAN
Legal Subdivision	A B CLARKS ADD
Legal Block	1
Legal Lot Number	9-10
Jurisdiction	BERRIEN MI
Township / Civil Division	BUCHANAN
Census Block Group	4
Census Block	4013
Census Tract	20200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Buchanan North and West Neighborhoods Historic District listed 2011 · 575 contributing resources · NRIS 11000863

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	207 CLARK ST, BUCHANAN, MI 49107-1508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2018	Deed of Trust, Mortgage QUICKEN LOANS INC
Feb 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Nov 18, 2015	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Jul 15, 2009	Other, Transfer · FHA Mortgage BANK OF AMERICA NA
Dec 28, 2006	Intrafamily Transfer, Transfer · ARM ACCREDITED HOME LENDERS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2009 · Amount on Record
Deed Sale	Jul 15, 2009 · Amount on Record
Prior Sale	Nov 13, 2008
Deed Book / Page	2891 / 2619
Prior Transfer Date	Apr 3, 2008
Prior Transfer Doc	02838/2573
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	207 CLARK ST, BUCHANAN, MI 49107-1508
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03217/1850
Date	Sep 19, 2018
Book Page	3217/1850

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2033

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	207 CLARK ST, BUCHANAN, MI 49107-1508
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03263/3397
Date	Feb 4, 2020
Book Page	3263/3397

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Feb 1, 2032

November 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	207 CLARK ST, BUCHANAN, MI 49107-1508
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03120/3187
Date	Nov 18, 2015
Book Page	3120/3187

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2045

July 2009: Other, Transfer

Document Type	Other
Jurisdiction	BERRIEN MI
Recording Date	Jul 15, 2009
Property Address	207 CLARK ST, BUCHANAN, MI 49107-1508
Document Number	02891/2619
Book / Page	2891 / 2619
Map Reference	MB1 PG6
Instrument Date	May 20, 2009
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	715 METROPOLITAN AVE, OKLAHOMA CITY, OK 73108-2054

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1405 HIGH BRIDGE RD, BUCHANAN, MI 49107-8245

Mortgage

Document Number	02891/3040
Date	Jul 15, 2009
Book Page	2891/3040

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2039

December 2006: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Dec 28, 2006
Property Address	207 CLARK ST, BUCHANAN, MI 49107-1508
Document Number	02767/1940
Book / Page	2767 / 1940
Map Reference	MB1 PG6
Instrument Date	May 25, 2006
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	ANCHOR LAND TITLE INC, ARCHER LAND TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	207 CLARK ST, BUCHANAN, MI 49107-1508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 CLARK ST, BUCHANAN, MI 49107-1508

Mortgage

Document Number	0027671942
Date	Dec 28, 2006
Instrument	2767/1942

Lender

Name	ACCREDITED HOME LENDERS INC
Type	Subprime Lender

Agreement

Type	ARM
Amount	Amount Recorded
Term	354 Months
Due	Jun 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	8.99%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	8.99%
Max Rate At Change	10.4%
Index	6-Month LIBOR
Max Rate	15.9%

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Buchanan City
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,200 (+10.79%)	$168,400 (+10.79%)
2025	$1,670.00 (+2.27%) Homeowner's exemption	$76,000 (+32.4%)	$152,000 (+32.4%)
2024	$1,633.00 (+5.49%)
2023		$57,400	$114,800
2022	$1,548.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUCHANAN serves 4,871 people · EPA ID MI0000960
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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