302 Clark St, Buchanan, MI 49107 Property Records

Berrien County property record for 302 Clark St, Buchanan, MI 49107

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,012 sqft · built 1856
Lot Size	0.336 acres (14,636 sqft)
Owner	Individual Name on File
Last Sale	$199,000 (Oct 2018)
Tax Bill	$3,738 (2025)
Deeds & Mortgages	Dec 2021 Second Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`58-1200-0012-00-7`

Property Details

APN / Parcel Number

Primary APN	`58-1200-0012-00-7`
Alternative APN	`11-58-1200-0012-00-7`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,012 sqft Living Area
1st Floor Area	1,464 sqft
Basement Area	1,145 sqft
Unfinished Basement	1,145 sqft

Exterior

Year Built	Built 1856
Effective Year Built	Effective 1856
Lot Area	14,636 sqft (0.336 acres)
Lot Dimensions	124 ft deep x 118 ft wide
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	302 CLARK ST
City	BUCHANAN
State	MI
Zip	49107-1510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SIN
Legal Description	THE E 51.5' OF LOT 3 BLK C & ENTIRE LOT 4 BLK C A B CLARKS ADD TO CITY OF BUCHANAN
Legal Subdivision	A B CLARKS ADD
Legal Block	C
Legal Lot Number	3-4
Legal Unit	3,4
Jurisdiction	BERRIEN MI
Township / Civil Division	BUCHANAN
Census Block Group	4
Census Block	4015
Census Tract	20200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Buchanan North and West Neighborhoods Historic District listed 2011 · 575 contributing resources · NRIS 11000863

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Berrien County assessment roll, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	302 CLARK ST, BUCHANAN, MI 49107-1510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 22, 2018	Warranty Deed, Transfer · FHA Mortgage MID-AMERICAN MORTGAGE INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 22, 2018 · Amount on Record
Deed Sale	Oct 22, 2018 · Amount on Record
Prior Sale	Oct 22, 2018 · Amount on Record
Deed Book / Page	3220 / 1161
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	302 CLARK ST, BUCHANAN, MI 49107-1510
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 CLARK ST, BUCHANAN, MI 49107-1510
Investor	Possibly a Property Investor

Mortgage

Document Number	03357/2955
Date	Dec 22, 2021
Book Page	3357/2955
Instrument	2021338521

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	323 Months
Due	Nov 1, 2048

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Oct 22, 2018
Property Address	302 CLARK ST, BUCHANAN, MI 49107-1510
Document Number	03220/1161
Book / Page	3220 / 1161
Map Reference	LB1 PG6
Instrument Date	Oct 12, 2018
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,711.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 129, BUCHANAN, MI 49107-0129

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 CLARK ST, BUCHANAN, MI 49107-1510
Investor	Possibly a Property Investor

Mortgage

Document Number	0032201163
Date	Oct 22, 2018
Instrument	3220/1163

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Buchanan City
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$146,900	$293,800
2025	$3,738.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUCHANAN serves 4,871 people · EPA ID MI0000960
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Broadband.

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