203 Clark St, Buchanan, MI 49107 Property Records

Berrien County property record for 203 Clark St, Buchanan, MI 49107

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,094 sqft · built 1860
Lot Size	0.179 acres (7,797 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (May 2023)
Tax Bill	$3,421 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Feb 2024 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`58-1200-0070-00-7`

Property Details

APN / Parcel Number

Primary APN	`58-1200-0070-00-7`
Alternative APN	`11-58-1200-0070-00-7`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,094 sqft Living Area
1st Floor Area	968 sqft
Basement Area	612 sqft
Unfinished Basement	612 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Lot Area	7,797 sqft (0.179 acres)
Lot Dimensions	126 ft deep x 62 ft wide
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	203 CLARK ST
City	BUCHANAN
State	MI
Zip	49107-1508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SIN
Legal Description	THE S1/2 OF LOTS 1 & 2 BLK I A B CLARKS ADD TO CITY OF BUCHANAN
Legal Subdivision	A B CLARKS ADD
Legal Block	1
Legal Lot Number	1-2
Jurisdiction	BERRIEN MI
Township / Civil Division	BUCHANAN
Census Block Group	4
Census Block	4013
Census Tract	20200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Buchanan North and West Neighborhoods Historic District listed 2011 · 575 contributing resources · NRIS 11000863

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	203 CLARK ST, BUCHANAN, MI 49107-1508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Feb 21, 2024	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
May 24, 2023	Warranty Deed, Transfer · VA Mortgage ROSS MORTGAGE CORP
Sep 12, 2022	Warranty Deed, Transfer NEAR NORTH TITLE GROUP
Feb 16, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE
Feb 16, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED FCU
Jul 14, 2020	Quit Claim Deed, Transfer Quitclaim
Feb 25, 2020	Warranty Deed, Transfer CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC
Feb 25, 2020	Quit Claim Deed, Transfer Quitclaim
Aug 8, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2023 · Amount on Record
Deed Sale	May 24, 2023 · Amount on Record
Prior Sale	Sep 12, 2022 · Amount on Record
Deed Document Number	2023381183
Deed Book / Page	3404 / 2292
Prior Transfer Date	Feb 7, 2022
Prior Transfer Doc	003364/145
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	203 CLARK ST, BUCHANAN, MI 49107-1508
Transaction Type	Mortgage
Record Updated	Oct 15, 2025
Title Company	MUTUAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 CLARK ST, BUCHANAN, MI 49107-1508

Mortgage

Document Number	03460/2293
Date	Sep 23, 2025
Book Page	3460/2293
Instrument	2025442397

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	203 CLARK ST, BUCHANAN, MI 49107-1508
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 CLARK ST, BUCHANAN, MI 49107-1508

Mortgage

Document Number	03420/3878
Date	Feb 21, 2024
Book Page	3420/3878
Instrument	2024398366

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	May 24, 2023
Property Address	203 CLARK ST, BUCHANAN, MI 49107-1508
Document Number	03404/2292
Book / Page	3404 / 2292
Map Reference	LB 1 PG 6
Instrument Date	May 24, 2023
Instrument	2023381183
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,612.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 CLARK ST, BUCHANAN, MI 49107-1508

Mortgage

Document Number	2023381184
Date	May 24, 2023
Instrument	2023381184

Lender

Name	ROSS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Sep 12, 2022
Property Address	203 CLARK ST, BUCHANAN, MI 49107-1508
Document Number	03385/2020
Book / Page	3385 / 2020
Map Reference	LB 1 PG 6
Instrument Date	Sep 8, 2022
Instrument	2022362253
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	NEAR NORTH TITLE GROUP

Transaction

Amount	Amount Recorded
Tax	$1,485.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 CLARK ST, BUCHANAN, MI 49107-1508
Investor	Possibly a Property Investor

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Feb 16, 2022
Property Address	203 CLARK ST, BUCHANAN, MI 49107-1508
Document Number	003364/143
Book / Page	3364 / 143
Map Reference	LB 1 PG 6
Instrument Date	Feb 7, 2022
Instrument	2022343439
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 CLARK ST, BUCHANAN, MI 49107-1508

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Feb 16, 2022
Property Address	203 CLARK ST, BUCHANAN, MI 49107-1508
Document Number	003364/145
Book / Page	3364 / 145
Map Reference	LB 1 PG 6
Instrument Date	Feb 7, 2022
Instrument	2022343440
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	203 CLARK ST, BUCHANAN, MI 49107-1508

Mortgage

Document Number	0003364147
Date	Feb 16, 2022
Instrument	3364/147

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERRIEN MI
Recording Date	Jul 14, 2020
Property Address	203 CLARK ST, BUCHANAN, MI 49107-1508
Document Number	03282/1943
Book / Page	3282 / 1943
Map Reference	LB 1 PG 6
Instrument Date	Jul 14, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	113 CLARK ST, BUCHANAN, MI 49107-1506

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 CLARK ST, BUCHANAN, MI 49107-1508

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Feb 25, 2020
Property Address	203 CLARK ST, BUCHANAN, MI 49107-1508
Document Number	003266/625
Book / Page	3266 / 625
Map Reference	LB 1 PG 6
Instrument Date	Feb 21, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4793 TULIP TREE LN, BUCHANAN, MI 49107-9472

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 CLARK ST, BUCHANAN, MI 49107-1506

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERRIEN MI
Recording Date	Feb 25, 2020
Property Address	203 CLARK ST, BUCHANAN, MI 49107-1508
Document Number	003266/623
Book / Page	3266 / 623
Map Reference	LB 1 PG 6
Instrument Date	Feb 13, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	52544 COUNTY ROAD 7, ELKHART, IN 46514-8861

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4793 TULIP TREE LN, BUCHANAN, MI 49107-9472
Investor	Possibly a Property Investor

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERRIEN MI
Recording Date	Aug 8, 2018
Property Address	203 CLARK ST, BUCHANAN, MI 49107-1508
Document Number	03213/2475
Book / Page	3213 / 2475
Instrument Date	Aug 7, 2018
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	701 MAIN ST, SAINT JOSEPH, MI 49085-1316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4793 TULIP TREE LN, BUCHANAN, MI 49107-9472
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Buchanan City
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,400 (+9.42%)	$192,800 (+9.42%)
2025	$3,421.00 (+1.24%) Homeowner's exemption	$88,100 (+48.82%)	$176,200 (+48.82%)
2024	$3,379.00 (+81.28%)
2023		$59,200	$118,400
2022	$1,864.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUCHANAN serves 4,871 people · EPA ID MI0000960
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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