Schoharie County and Cobleskill Town property record for 207 Caverns Rd, Howes Cave, NY 12092 · Last verified May 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 6 Beds |
| Bathrooms | 3 Baths |
| Architecture Style | Colonial |
| Year Built | Built 1998 |
| Square Footage | 3,432 sqft Total Area |
| Lot Size | 13,068 sqft (0.3 acres) |
| Tax Bill | $4,048.00 (2025) |
| Primary APN | 432689 58.3-1-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,432 sqft Total Area |
| 1st Floor | 1,716 sqft 1st Floor |
| 2nd Floor | 1,716 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 13,068 sqft (0.3 acres) |
| Depth X Width | 140 ft x 75 ft Depth x Width |
| Porch Area | 240 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 435J100415 |
|---|---|
| Street Address | 207 CAVERNS RD |
| City | HOWES CAVE |
| State | NY |
| Zip | 12092-1812 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Description | HOUSE & BARNS |
| Legal Block | 1 |
| Legal Lot Number | 20.000 |
| Jurisdiction | SCHOHARIE NY |
| Minor Civil Division | COBLESKILL |
| Census Blockgroup | 2 |
| Census Block | 2022 |
| Census Tract | 740200 |
Source: Schoharie County and Cobleskill Town records · APN 432689 58.3-1-20
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 207 CAVERNS RD, 1, HOWES CAVE, NY 12092-1812 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 05, 2021 | Executor's Deed, Transfer |
| Feb 28, 2019 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | May 03, 2021 |
| Transfer Doc | 001136/167 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | May 05, 2021 |
| Property Address | 207 CAVERNS RD, HOWES CAVE, NY 12092-1812 |
| Document Number | 001136/167 |
| Book / Page | 1136 / 167 |
| Instrument Date | May 03, 2021 |
| Instrument | 788446 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 207 CAVERNS RD # 1, 1, HOWES CAVE, NY 12092-1812 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Feb 28, 2019 |
| Property Address | 207 CAVERNS RD, HOWES CAVE, NY 12092-1812 |
| Document Number | 001087/103 |
| Book / Page | 1087 / 103 |
| Instrument Date | Jan 24, 2019 |
| Instrument | 757572 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 207 CAVERNS RD # A, A, HOWES CAVE, NY 12092-1812 |
Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Cobleskill Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,048.00 (-36.96%) | $89,100 (-) Land $6,500 Building $82,600 | $181,837 (+16.33%) Land $13,265 Building $168,572 |
| 2023 | $89,100 Land $6,500 Building $82,600 | $156,316 Land $11,404 Building $144,912 | |
| 2020 | $6,421.00 |
207 Caverns Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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