201 Caverns Rd, Howes Cave, NY 12092 Property Records

Schoharie County and Cobleskill Town property record for 201 Caverns Rd, Howes Cave, NY 12092 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	2 Baths
Year Built	Built 1876
Square Footage	2,294 sqft Living Area
Lot Size	30,492 sqft (0.7 acres)
Occupancy	Owner Occupied
Last Sale	$82,400 (2002)
Tax Bill	$3,930.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`432689 58.3-1-18`
Alternative APNs	`268905800300010180000000` `435J100271`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Building Area	2,294 sqft Living Area
1st Floor	1,147 sqft 1st Floor
2nd Floor	1,147 sqft 2nd Floor
Stories	2 Stories

Exterior

Year Built	Built 1876
Effective Year Built	Effective 1876
Architectural Style	Traditional Style
Exterior Material	Wood Exterior
Lot Area	30,492 sqft (0.7 acres)
Depth X Width	148 ft x 214 ft Depth x Width
Shed	1 Shed
Porch Area	420 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	435J100271
Street Address	201 CAVERNS RD
City	HOWES CAVE
State	NY
Zip	12092-1812
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HSE & BLDGS
Legal Block	1
Legal Lot Number	18.000
Jurisdiction	SCHOHARIE NY
Minor Civil Division	COBLESKILL
Census Blockgroup	2
Census Block	2022
Census Tract	740200

Owner

Source: Schoharie County and Cobleskill Town records · APN 432689 58.3-1-18

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	201 CAVERNS RD, HOWES CAVE, NY 12092-1812
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 17, 2002 · Amount on Record
Deed Sale	Sep 17, 2002 · Amount on Record
Deed Book / Page	723 / 169
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Cobleskill Town
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,930.00 (+45.61%)	$86,500 (-) Land $7,600 Building $78,900	$176,531 (+16.33%) Land $15,510 Building $161,021
2023		$86,500 Land $7,600 Building $78,900	$151,754 Land $13,333 Building $138,421
2020	$2,699.00

Flood & Wildfire

201 Caverns Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 55th in New York
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.