Schoharie County and Cobleskill Town property record for 195 Caverns Rd, Howes Cave, NY 12092
| Property Type | Telephone, Telegraph |
|---|---|
| Details | 484 sqft · built 1970 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,364 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 432689 58.3-1-17 |
| Primary APN | 432689 58.3-1-17 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 484 sqft Gross Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 150 ft deep x 65 ft wide |
| Account Number | 435N101632 |
|---|---|
| Street Address | 195 CAVERNS RD |
| City | HOWES CAVE |
| State | NY |
| Zip | 12092 |
| Property Category | Public Works |
| Property Type | Public Works > Telephone, Telegraph |
| Local Zoning Code | R2 |
| Legal Description | MISCELLANEOUS PROPERTY LOC #432600 |
| Legal Block | 1 |
| Legal Lot Number | 17.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | COBLESKILL |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 740200 |
Source: Schoharie County and Cobleskill Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 191, MIDDLEBURGH, NY 12122-0191 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Cobleskill Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,364.00 (+6.07%) | ||
| 2025 | $1,286.00 (+2.8%) | $28,300 (-) Land $6,500 Building $21,800 | $57,755 (+16.33%) Land $13,265 Building $44,490 |
| 2023 | $28,300 Land $6,500 Building $21,800 | $49,649 Land $11,403 Building $38,246 | |
| 2020 | $1,251.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1996–2011) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| MIDTEL Fiber | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures