207 Arbor Ct, Richlands, NC 28574 Property Records

Onslow County property record for 207 Arbor Ct, Richlands, NC 28574

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,914 sqft · built 2020
Lot Size	0.61 acres (26,572 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Oct 2021)
Tax Bill	$1,538 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`48B-15`

Property Details

APN / Parcel Number

Primary APN	`48B-15`
Alternative APNs	`478819000` `158369`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,914 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	26,572 sqft (0.61 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	478819000
Street Address	207 ARBOR CT
City	RICHLANDS
State	NC
Zip	28574-1127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L15 MEADOW WOODS
Legal Subdivision	MEADOW WOODS
Legal Lot Number	15
Jurisdiction	ONSLOW NC
Township / Civil Division	JACKSONVILLE
Census Block Group	3
Census Block	3018
Census Tract	205

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	414 N GREEN ST, HOLLY RIDGE, NC 28445-7895
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC
Dec 22, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage ALPHA MORTGAGE CORP
Sep 2, 2020	Loan Modification, Mortgage · Line of Credit TRUIST BK
Sep 3, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2021 · Amount on Record
Deed Sale	Oct 22, 2021 · Amount on Record
Prior Sale	Dec 22, 2020 · Amount on Record
Deed Book / Page	5601 / 768
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Oct 22, 2021
Property Address	207 ARBOR CT, RICHLANDS, NC 28574-1127
Document Number	0056010768
Book / Page	5601 / 768
Map Reference	MB 67 PG 39
Instrument Date	Oct 18, 2021
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 ARBOR CT, RICHLANDS, NC 28574-1127

Mortgage

Document Number	0005601771
Date	Oct 22, 2021
Instrument	5601/771

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

December 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Dec 22, 2020
Property Address	207 ARBOR CT, RICHLANDS, NC 28574-1127
Document Number	0053440942
Book / Page	5344 / 942
Map Reference	MB 67 PG 39
Instrument Date	Dec 18, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$446.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 DORIS AVE E, 7, JACKSONVILLE, NC 28540-5147

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 ARBOR COURT, RICHLANDS, NC 28574-1127

Mortgage

Document Number	0005344945
Date	Dec 22, 2020
Instrument	5344/945

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ONSLOW NC
Property Address	207 ARBOR CT, RICHLANDS, NC 28574-1127
Document Number	0052570148
Instrument Date	Sep 2, 2020
Transaction Type	Mortgage
Record Updated	Oct 7, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Mortgage

Document Number	0052570148
Date	Sep 3, 2020
Book Page	005257/000148

Lender

Name	TRUIST BK
Address	2675 WESTERN BLVD, JACKSONVILLE, NC 28546-6629

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Sep 3, 2020
Property Address	207 ARBOR CT, RICHLANDS, NC 28574-1127
Document Number	0052570145
Book / Page	005257 / 000145
Instrument Date	Sep 1, 2020
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$57.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7 DORIS AVE E DARLINGTON SC 29540, DARLINGTON, SC 29540
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,538.00	$315,998 (+34.51%) Land $58,500 Building $257,498	$315,998 (+34.51%) Land $58,500 Building $257,498
2023	$1,538.00	$234,934 Land $28,500 Building $206,434	$234,934 Land $28,500 Building $206,434

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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