204 Arbor Ct, Richlands, NC 28574 Property Records

Onslow County property record for 204 Arbor Ct, Richlands, NC 28574

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,368 sqft · built 2020
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on File
Last Sale	$262,500 (Dec 2024)
Tax Bill	$1,305 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Sep 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48B-16`

Property Details

APN / Parcel Number

Primary APN	`48B-16`
Alternative APNs	`490016995` `468062000` `158370`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,368 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	24,394 sqft (0.56 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	490016995
Street Address	204 ARBOR CT
City	RICHLANDS
State	NC
Zip	28574-1126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L16 MEADOW WOODS
Legal Subdivision	MEADOW WOODS
Legal Lot Number	16
Jurisdiction	ONSLOW NC
Township / Civil Division	JACKSONVILLE
Census Block Group	3
Census Block	3018
Census Tract	205

Owner

204 Arbor Ct is owned and occupied by two individuals who bought it in December 2024.

Source: Onslow County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	204 ARBOR CT, RICHLANDS, NC 28574-1126
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2020	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE
Sep 15, 2020	Loan Modification, Mortgage FIRST NAT'L BK/PA
Sep 16, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2024 · Amount on File
Deed Sale	Dec 9, 2024 · Amount on File
Prior Sale	Dec 17, 2020 · Amount on File
Deed Book / Page	6270 / 817
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Dec 17, 2020
Property Address	204 ARBOR CT, RICHLANDS, NC 28574-1126
Document Number	0053400701
Book / Page	5340 / 701
Map Reference	MB 67 PG 39
Instrument Date	Dec 17, 2020
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$386.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 DORIS AVE E, 7, JACKSONVILLE, NC 28540-5147

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 ARBOR COURT, RICHLANDS, NC 28574-1126

Mortgage

Document Number	0005340704
Date	Dec 17, 2020
Instrument	5340/704

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ONSLOW NC
Property Address	204 ARBOR CT, RICHLANDS, NC 28574-1126
Document Number	0052660863
Instrument Date	Sep 15, 2020
Transaction Type	Mortgage
Record Updated	Oct 21, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	204 ARBOR CT NC, NC
Investor	Possibly a Property Investor

Mortgage

Document Number	0052660863
Date	Sep 16, 2020
Book Page	005266/000863

Lender

Name	FIRST NAT'L BK/PA
Type	Bank
Address	1005 HIGH HOUSE RD, CARY, NC 27513-3586

Agreement

Amount	Amount on Record

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Sep 16, 2020
Property Address	204 ARBOR CT, RICHLANDS, NC 28574-1126
Document Number	0052660860
Book / Page	005266 / 000860
Instrument Date	Sep 15, 2020
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$57.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7 DORIS AVE E JACKSONVILLE NC 285405147, JACKSONVILLE, NC 28540-5147

Tax Assessment & Valuation

The 2026 property tax bill for 204 Arbor Ct was $1,305.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,305.00	$277,098 Land $58,500 Building $218,598	$277,098 Land $58,500 Building $218,598
2023	$1,305.00	$199,259 Land $28,500 Building $170,759	$199,259 Land $28,500 Building $170,759

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 204 Arbor Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 Arbor Ct is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Arbor Ct

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