203 Arbor Ct, Richlands, NC 28574 Property Records

Onslow County property record for 203 Arbor Ct, Richlands, NC 28574

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,960 sqft · built 2021
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Last Sale	$227,000 (Jul 2021)
Tax Bill	$1,555 (2026)
Deeds & Mortgages	Apr 2021 Construction Loan Oct 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48B-13`

Property Details

APN / Parcel Number

Primary APN	`48B-13`
Alternative APNs	`477946000` `158367`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,960 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	17,860 sqft (0.41 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	477946000
Street Address	203 ARBOR CT
City	RICHLANDS
State	NC
Zip	28574-1127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L13 MEADOW WOODS
Legal Subdivision	MEADOW WOODS
Legal Lot Number	13
Jurisdiction	ONSLOW NC
Township / Civil Division	RICHLANDS
Census Block Group	3
Census Block	3011
Census Tract	205

Owner

203 Arbor Ct is owned and occupied by two individuals who acquired it in September 2021.

Source: Onslow County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	203 ARBOR CT, RICHLANDS, NC 28574-1127
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Deed of Trust, Mortgage · Construction Mortgage FIRST BANK
Oct 1, 2021	Intrafamily Transfer, Transfer
Jul 9, 2021	Warranty Deed, Subdivision Related Transfer · FHA Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2021 · Amount on File
Deed Sale	Jul 9, 2021 · Amount on File
Deed Book / Page	5512 / 934
Last Transfer Date	Sep 30, 2021
Transfer Doc	0055830686
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	203 ARBOR CT, RICHLANDS, NC 28574-1127
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054250736
Date	Apr 1, 2021
Book Page	5425/736

Lender

Name	FIRST BANK
Type	Bank
Address	JACKSONVILLE, NC 28540

Agreement

Type	Construction Mortgage
Amount	Amount on Record

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ONSLOW NC
Recording Date	Oct 1, 2021
Property Address	203 ARBOR CT, RICHLANDS, NC 28574-1127
Document Number	0055830686
Book / Page	5583 / 686
Map Reference	MB 67 PG 39
Instrument Date	Sep 30, 2021
Transaction Type	Transfer
Record Updated	Feb 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	203 ARBOR CT, RICHLANDS, NC 28574-1127

July 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jul 9, 2021
Property Address	203 ARBOR CT, RICHLANDS, NC 28574-1127
Document Number	0055120934
Book / Page	5512 / 934
Map Reference	MB 67 PG39
Instrument Date	Jul 8, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 2, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$454.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 E DORIS AVE, JACKSONVILLE, NC 28540-5147

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 ARBOR CT, RICHLANDS, NC 28574-1127

Mortgage

Document Number	0005512937
Date	Jul 9, 2021
Instrument	5512/937

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 203 Arbor Ct was $1,555.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,555.00	$318,371 (+34.09%) Land $58,500 Building $259,871	$318,371 (+34.09%) Land $58,500 Building $259,871
2025	$1,555.00	$237,432 Land $28,500 Building $208,932	$237,432 Land $28,500 Building $208,932
2023	$1,555.00	$237,432 Land $28,500 Building $208,932	$237,432 Land $28,500 Building $208,932

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 203 Arbor Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 203 Arbor Ct is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Arbor Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures