202 6th St, Traer, IA 50675 Property Records

Tama County property record for 202 6th St, Traer, IA 50675

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,928 sqft · built 2001
Lot Size	0.519 acres (22,608 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Jun 2025)
Tax Bill	$6,980 (2025)
Deeds & Mortgages	Mortgage Jun 2025 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`07.10.151.025`

Property Details

APN / Parcel Number

Primary APN	`07.10.151.025`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,928 sqft Living Area
Basement Area	1,928 sqft
Finished Basement	1,200 sqft
Unfinished Basement	728 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,608 sqft (0.519 acres)
Garage Type	Attached
Garage Area	1,586 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	72 sqft
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	202 6TH ST
City	TRAER
State	IA
Zip	50675-1454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 34 PRAIRIE WEST 2ND ADDN
Legal Subdivision	PRAIRIE WEST 2ND
Legal Lot Number	34
Jurisdiction	TAMA IA
Township / Civil Division	PERRY
Census Block Group	3
Census Block	3038
Census Tract	290200

Owner

Source: Tama County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	202 6TH ST, TRAER, IA 50675-1454
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
	Deed of Trust, Mortgage
Jun 30, 2025	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Mar 27, 2025	Intrafamily Transfer, Transfer
Mar 26, 2025	Intrafamily Transfer, Transfer
Mar 26, 2025	Intrafamily Transfer, Transfer
Aug 11, 2015	Intrafamily Transfer, Transfer
Apr 4, 2013	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2025 · Amount on Record
Deed Sale	Jun 30, 2025 · Amount on Record
Deed Document Number	20251644
Prior Transfer Date	Apr 2, 2013
Prior Transfer Doc	0947/461
Record Updated	Oct 29, 2026

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	202 6TH ST, TRAER, IA 50675-1454
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Jun 30, 2025
Property Address	202 6TH ST, TRAER, IA 50675-1454
Document Number	0020251644
Instrument Date	Jun 30, 2025
Instrument	2025-1644
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$703.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	202 6TH ST, TRAER, IA 50675-1454

Mortgage

Document Number	0020251645
Date	Jun 30, 2025
Instrument	2025-1645

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Jul 1, 2032
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8%
Max Rate	12%

March 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TAMA IA
Recording Date	Mar 27, 2025
Property Address	202 6TH ST, TRAER, IA 50675-1454
Document Number	0020250728
Instrument Date	Mar 3, 2025
Instrument	2025-0728
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2459 HIGHWAY D65, TRAER, IA 50675-9578

March 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TAMA IA
Recording Date	Mar 26, 2025
Property Address	202 6TH ST, TRAER, IA 50675-1454
Document Number	0020250721
Instrument Date	Mar 3, 2025
Instrument	2025-0721
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1121 G AVE, REINBECK, IA 50669-9638

March 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TAMA IA
Recording Date	Mar 26, 2025
Property Address	202 6TH ST, TRAER, IA 50675-1454
Document Number	0020250719
Instrument Date	Mar 3, 2025
Instrument	2025-0719
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1121 G AVE, REINBECK, IA 50669-9638

August 2015: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TAMA IA
Recording Date	Aug 11, 2015
Property Address	202 6TH ST, TRAER, IA 50675-1454
Document Number	000947/461
Book / Page	0947 / 461
Instrument Date	Apr 2, 2013
Instrument	2015-2076
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 6TH ST, TRAER, IA 50675-1454

April 2013: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TAMA IA
Recording Date	Apr 4, 2013
Property Address	202 6TH ST, TRAER, IA 50675-1454
Document Number	000915/002
Book / Page	0915 / 002
Map Reference	MB725 PG179
Instrument Date	Apr 2, 2013
Instrument	2013-1020
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	202 6TH ST, TRAER, IA 50675-1454

Tax Assessment & Valuation

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Tama County
Municipality	Traer City
Unified School District	North Tama County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,980.00 Homeowner's exemption	$365,210 (+4.28%) Land $36,900 Building $328,310	$365,210 (+4.28%) Land $36,900 Building $328,310
2024		$350,230 (-) Land $36,900 Building $313,330
2023		$350,230 Land $36,900 Building $313,330	$350,230 Land $36,900 Building $313,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRAER MUNICIPAL WATER PLANT serves 1,583 people · EPA ID IA8681030
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile, Traer Municipal Utilities.

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