207 13th St S, Moorhead, MN 56560 Property Records

Clay County property record for 207 13th St S, Moorhead, MN 56560

Property Summary

Property Type	Multi-Family Dwellings
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$174,900 (Sep 2021)
Tax Bill	$3,798 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`58.847.0590`

Property Details

APN / Parcel Number

Primary APN	`58.847.0590`

Exterior

Architectural Style	Multi-Family
Lot Area	5,663 sqft (0.13 acres)

Location & Zoning

Street Address	207 13TH ST S
City	MOORHEAD
State	MN
Zip	56560-2932
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	SUBDIVISIONNAME WHITES 1ST ADD LOT 001 BLOCK 009 SUBDIVISIONCD 58847 S 75' OF LOTS 1-3 BLK 9
Legal Range	48
Legal Township	139
Legal Section	08
Legal Subdivision	WHITES 1ST ADD
Legal Block	9
Legal Lot Number	1
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	2
Census Block	2044
Census Tract	20300

Owner

Source: Clay County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	830 RIDGEWOOD AVE, AMES, IA 50010-5824
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK
Jul 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL MN CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 24, 2021 · Amount on Record
Deed Sale	Sep 24, 2021 · Amount on Record
Deed Document Number	2021821131
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Sep 24, 2021
Property Address	207 13TH ST S, MOORHEAD, MN 56560-2932
Document Number	0000821131
Instrument Date	Sep 24, 2021
Instrument	821131
Transaction Type	Transfer
Record Updated	Oct 20, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$577.17
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1502 6TH ST S, FARGO, ND 58103-4212

Mortgage

Document Number	0000821132
Date	Sep 24, 2021
Instrument	821132

Lender

Name	WELLS FARGO BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	207 13TH ST S, MOORHEAD, MN 56560-2932
Document Number	0000781925
Instrument Date	Jul 17, 2018
Transaction Type	Mortgage
Record Updated	Aug 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 13TH ST S MOORHEAD MN 565602932, MOORHEAD, MN 56560-2932

Mortgage

Document Number	0000781925
Date	Jul 24, 2018
Instrument	781925

Lender

Name	CENTRAL MN CU
Address	ST JOSEPH, MN 56374

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2048

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,798.00 (+40.25%)
2025		$183,400 (+5.34%) Land $41,100 Building $142,300	$183,400 (+5.34%) Land $41,100 Building $142,300
2023	$2,708.00	$174,100 Land $38,300 Building $135,800	$174,100 Land $38,300 Building $135,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	17 (1979–2011)
Claims Outside the SFHA	12 of 17
Most Recent Claim	Apr 2011 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2011 · 7 claims Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 3 claims Severe Flooding, High Winds,severe Storms, Apr 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Otter Tail Telecom.

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