Clay County property record for 112 13th St S, Moorhead, MN 56560
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.12 acres (5,050 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $158,000 (Nov 2024) |
| Tax Bill | $3,194 (2026) |
| Deeds & Mortgages | Mar 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 58.847.0370 |
| Primary APN | 58.847.0370 |
|---|
| Lot Area | 5,050 sqft (0.12 acres) |
|---|
| Street Address | 112 13TH ST S |
|---|---|
| City | MOORHEAD |
| State | MN |
| Zip | 56560-2931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME WHITES 1ST ADD SUBDIVISIONCD 58847 S 50.5' OF LOTS 17, 18, 19 & 20 5 |
| Legal Range | 48 |
| Legal Township | 139 |
| Legal Section | 08 |
| Legal Subdivision | WHITES 1ST ADD |
| Legal Block | 5 |
| Legal Lot Number | 17 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | MOORHEAD |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 20300 |
112 13th St S is owned and occupied by two individuals who bought it in November 2024.
Source: Clay County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 112 13TH ST S, MOORHEAD, MN 56560-2931 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2024 · Amount on File |
| Deed Sale | Nov 19, 2024 · Amount on File |
| Prior Sale | Oct 5, 2009 · Amount on File |
| Deed Document Number | 2024850580 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 112 13TH ST S, MOORHEAD, MN 56560-2931 |
| Document Number | 0000767695 |
| Instrument Date | Mar 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2017 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 0000767695 |
|---|---|
| Date | Apr 19, 2017 |
| Instrument | 767695 |
| Name | VALLEY PREMIER BK |
|---|---|
| Address | MOORHEAD, MN 56560 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Apr 18, 2022 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.95% |
The 2026 property tax bill for 112 13th St S was $3,194.
Source: Clay County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Moorhead City |
| Unified School District | Moorhead Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,194.00 | $187,300 (+0.43%) Land $28,200 Building $159,100 | $187,300 (+0.43%) Land $28,200 Building $159,100 |
| 2025 | $186,500 Land $33,600 Building $152,900 | $186,500 Land $33,600 Building $152,900 | |
| 2023 | $2,698.00 | $173,800 Land $31,300 Building $142,500 | $173,800 Land $31,300 Building $142,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 112 13th St S in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 17 (1979–2011) |
| Claims Outside the SFHA | 12 of 17 |
| Most Recent Claim | Apr 2011 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 112 13th St S has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Moorhead serves 44,583 people · EPA ID MN1140008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 2,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Fidium Fiber, Otter Tail Telecom.
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