304 13th St S, Moorhead, MN 56560 Property Records

Clay County property record for 304 13th St S, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.15 acres (6,500 sqft)
Owner	Individual Name on File
Tax Bill	$4,630 (2026)
Deeds & Mortgages	Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`58.847.0990`

Property Details

APN / Parcel Number

Primary APN	`58.847.0990`

Exterior

Lot Area	6,500 sqft (0.15 acres)

Location & Zoning

Street Address	304 13TH ST S
City	MOORHEAD
State	MN
Zip	56560-2935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME WHITES 1ST ADD LOT 017 BLOCK 011 SUBDIVISIONCD 58847 N 65' OF LOTS 17-20 BLK 11
Legal Range	48
Legal Township	139
Legal Section	08
Legal Subdivision	WHITES 1ST ADD
Legal Block	11
Legal Lot Number	17
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	2
Census Block	2062
Census Tract	20300

Owner

Source: Clay County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	608 E BOLIVAR AVE, MILWAUKEE, WI 53207-5104
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 18, 2013
Deed Sale	Dec 18, 2013
Prior Sale	Aug 10, 2010 · Amount on Record
Deed Document Number	2013729919
Record Updated	Jun 8, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	304 13TH ST S, MOORHEAD, MN 56560-2935
Document Number	0000785051
Instrument Date	Oct 3, 2018
Transaction Type	Mortgage
Record Updated	Dec 7, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 13TH ST S MOORHEAD MN 565602935, MOORHEAD, MN 56560-2935

Mortgage

Document Number	0000785051
Date	Nov 14, 2018
Instrument	785051

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Nov 13, 2058

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,630.00 (+20.7%)
2025		$257,700 (+5.1%) Land $42,900 Building $214,800	$257,700 (+5.1%) Land $42,900 Building $214,800
2023	$3,836.00 Homeowner's exemption	$245,200 Land $40,000 Building $205,200	$245,200 Land $40,000 Building $205,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	17 (1979–2011)
Claims Outside the SFHA	12 of 17
Most Recent Claim	Apr 2011 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2011 · 7 claims Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 3 claims Severe Flooding, High Winds,severe Storms, Apr 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midcontinent Communications Cable · Fixed Wireless in parts of the area	2,000 / 1,000
Cable One Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Consolidated Communications, Park Region Mutual Telephone Company.