1. Home
  2. Florida
  3. Lee County
  4. Estero
  5. Charing Cross Cir

20697 Charing Cross Cir, Estero, FL 33928 Property Records

Lee County property record for 20697 Charing Cross Cir, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,994 sqft · built 1989
Lot Size1.05 acres (45,738 sqft)
Owner2 Individual Names on Record
Last Sale$850,000 (Sep 2025)
Tax Bill$2,921 (2025)
Deeds & MortgagesFeb 2022 Line of Credit
Flood ZoneZone AE (high risk)
APN29-46-25-E4-06000.0370

Property Details

APN / Parcel Number

Primary APN29-46-25-E4-06000.0370
Alternative APNs
  • 252946E4060000370
  • 29462506000000370
  • 10274471

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,994 sqft Living Area
Gross Area5,361 sqft
1st Floor Area1,657 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1990
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area45,738 sqft (1.05 acres)
Garage TypeAttached
Garage Area523 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area414 sqft
PorchStoop
Porch Area364 sqft
Patio Area730 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10274471
Street Address20697 CHARING CROSS CIR
CityESTERO
StateFL
Zip33928-2540
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-2
Legal DescriptionCRANBROOK HARBOR PB 32 PG 144 LOT 37
Legal Range25E
Legal Township46S
Legal Section29
Legal SubdivisionCRANBROOK HARBOUR
Legal TractE4
Legal Block2
Legal Lot Number37
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group2
Census Block2012
Census Tract50104

Owner

Source: Lee County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20697 CHARING CROSS CIR, ESTERO, FL 33928-2540
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 8, 2025 · Amount on Record
Deed SaleSep 8, 2025 · Amount on Record
Prior SaleJun 24, 2003 · Amount on Record
Deed Document Number2025241330
Record UpdatedJun 8, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20697 CHARING CROSS CIR, ESTERO, FL 33928-2540
Transaction TypeMortgage
Record UpdatedFeb 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address20697 CHARING CROSS CIR, ESTERO, FL 33928-2540

Mortgage

Document Number0000044152
DateFeb 8, 2022
Instrument2022000044152
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Term283 Months
DueSep 11, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,921.00 (+7.71%) Homeowner's exemption$237,824 (+5.99%)$610,165 (-12.99%) Land $195,835 Building $414,330
2023$2,712.00 (-1.27%) Homeowner's exemption$224,389 (+3%)$701,255 (+62.31%) Land $209,638 Building $491,617
2022$2,747.00 Homeowner's exemption$217,853$432,038 Land $148,071 Building $283,967

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 57 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies57 in force
Nearby Flood Claims35 (2005–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Ian, Oct 2022 · 16 claims
  • Hurricane Ian, Sep 2022 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Blue Stream
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: CenturyLink, Hotwire Communications.

Nearby Properties on Charing Cross Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures