20744 Charing Cross Cir, Estero, FL 33928 Property Records

Lee County property record for 20744 Charing Cross Cir, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,952 sqft · built 1989
Lot Size1.06 acres (46,348 sqft)
Owner2 Trust Names on File
Last Sale$832,000 (Oct 2023)
Tax Bill$10,678 (2025)
Deeds & MortgagesJun 2026 Sale
Oct 2023 Sale
+ 2 more
Flood ZoneZone AE (high risk)
APN29-46-25-E3-06000.0220

Property Details

APN / Parcel Number

Primary APN29-46-25-E3-06000.0220
Alternative APNs
  • 252946E3060000220
  • 29462506000000220
  • 10274456

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,952 sqft Living Area
Gross Area3,602 sqft
1st Floor Area1,234 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1990
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area46,348 sqft
View / LotRiver
Garage TypeAttached
Garage Area706 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFlorida Room
Shed1 Shed
Shed Area288 sqft
Lawn SprinklersLawn Sprinklers
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10274456
Street Address20744 CHARING CROSS CIR
CityESTERO
StateFL
Zip33928-2541
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-2
Legal DescriptionCRANBROOK HARBOR PB 32 PG 144 LOT 22
Legal Range25E
Legal Township46S
Legal Section29
Legal SubdivisionCRANBROOK HARBOUR
Legal Tract6
Legal Block2
Legal Lot Number22
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group2
Census Block2000
Census Tract50104

Owner

20744 Charing Cross Cir is owner-occupied and held in a trust since October 2023.

Source: Lee County records, as of July 29, 2026

Owner of Record2 Trust Names on File
Mailing Address20744 CHARING CROSS CIR, ESTERO, FL 33928-2541
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Oct 6, 2023Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jun 16, 2021Intrafamily Transfer, Transfer
ACCOMMODATION
Mar 31, 2021Intrafamily Transfer, Transfer
ACCOMMODATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 6, 2023 · Amount on File
Deed SaleOct 6, 2023 · Amount on File
Deed Document Number2023327631
Prior Transfer DateJun 15, 2021
Prior Transfer Doc0000198552
Record UpdatedSep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLEE FL
Recording DateJun 2, 2026
Property Address20744 CHARING CROSS CIR, ESTERO, FL 33928-2541
Document Number0000144370
Instrument DateMay 28, 2026
Instrument2026144370
Transaction TypeTransfer
Record UpdatedAug 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address20744 CHARING CROSS CIR, ESTERO, FL 33928-2541

October 2023: Deed, Transfer

Document TypeDeed
JurisdictionLEE FL
Recording DateOct 6, 2023
Property Address20744 CHARING CROSS CIR, ESTERO, FL 33928-2541
Document Number0000327631
Map ReferenceMB 32 PG 143&144
Instrument DateOct 5, 2023
Instrument2023000327631
Transaction TypeTransfer
Record UpdatedOct 18, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$5,824.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address26115 PALACE LN UNIT 101, 101, BONITA SPRINGS, FL 34135-6017

Transferred To (Grantee/Buyer)

NameVerified Name
Address20744 CHARING CROSS CIR, ESTERO, FL 33928-2541

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLEE FL
Recording DateJun 16, 2021
Property Address20744 CHARING CROSS CIR, ESTERO, FL 33928-2541
Document Number0000198552
Map ReferenceMB 32 PG 143&144
Instrument DateJun 15, 2021
Instrument2021000198552
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address20744 CHARING CROSS CIR, ESTERO, FL 33928-2541

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLEE FL
Recording DateMar 31, 2021
Property Address20744 CHARING CROSS CIR, ESTERO, FL 33928-2541
Document Number0000100115
Map ReferenceMB 32 PG 143&144
Instrument DateMar 30, 2021
Instrument2021000100115
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address20744 CHARING CROSS CIR, ESTERO, FL 33928-2541

Tax Assessment & Valuation

The 2025 property tax bill for 20744 Charing Cross Cir was $10,678.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$671,516 (-7.93%) Land $514,859 Building $156,657$671,516 (-24.2%) Land $514,859 Building $156,657
2025$10,678.00$729,324$885,923 Land $618,672 Building $267,251
2023$6,223.00 (-0.29%) Homeowner's exemption Widower's exemption$497,737 (+3%)$1,102,608 (+78.84%) Land $600,794 Building $501,814
2022$6,241.00 Homeowner's exemption Widower's exemption$483,240$616,517 Land $424,350 Building $192,167

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20744 Charing Cross Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 57 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies57 in force
Nearby Flood Claims35 (2005–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Ian, Oct 2022 · 16 claims
  • Hurricane Ian, Sep 2022 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20744 Charing Cross Cir is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Blue Stream
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: CenturyLink, Hotwire Communications.

Nearby Properties on Charing Cross Cir

Nearby Streets

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