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20660 Charing Cross Cir, Estero, FL 33928 Property Records

Lee County property record for 20660 Charing Cross Cir, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details3 bd · 4.5 ba · 8,275 sqft · built 2004
Lot Size1.21 acres (52,882 sqft)
Owner2 Individual Names on File
Last Sale$2,300,000 (Jan 2022)
Tax Bill$47,931 (2025)
Deeds & MortgagesJan 2022 Sale
Flood ZoneZone AE (high risk)
APN29-46-25-E4-06000.0150

Property Details

APN / Parcel Number

Primary APN29-46-25-E4-06000.0150
Alternative APNs
  • 252946E4060000150
  • 29462506000000150
  • 10274449

Interior

Bedrooms3 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area8,275 sqft Living Area
Gross Area11,986 sqft
1st Floor Area3,028 sqft
Upper Floors Area3,091 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleCape Cod
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area52,882 sqft
View / LotRiver
Garage TypeAttached
Garage Area967 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area336 sqft
PorchFlorida Room
Porch Area487 sqft
Patio Area1,820 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ
Lawn SprinklersLawn Sprinklers
Boat AccessBoat Access
Boat LiftBoat Lift

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10274449
Street Address20660 CHARING CROSS CIR
CityESTERO
StateFL
Zip33928-2539
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-2
Legal DescriptionCRANBROOK HARBOR PB 32 PG 144 LOT 15
Legal Range25E
Legal Township46S
Legal Section29
Legal SubdivisionCRANBROOK HARBOUR
Legal Tract6
Legal Block2
Legal Lot Number15
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group2
Census Block2000
Census Tract50104

Owner

20660 Charing Cross Cir is owned and occupied by two individuals who bought it in January 2022.

Source: Lee County records, as of July 29, 2026

Owner of Record2 Individual Names on File
Mailing Address20660 CHARING CROSS CIR, ESTERO, FL 33928-2539
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 26, 2022 · Amount on File
Deed SaleJan 26, 2022 · Amount on File
Prior SaleMay 31, 2000 · Amount on File
Deed Document Number202229101
Prior Transfer DateAug 14, 2012
Prior Transfer Doc0000178653
Record UpdatedOct 29, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateJan 26, 2022
Property Address20660 CHARING CROSS CIR, ESTERO, FL 33928-2539
Document Number0000029101
Map ReferenceMB 32 PG 143
Instrument DateJan 25, 2022
Instrument2022000029101
Transaction TypeTransfer
Record UpdatedFeb 4, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount on Record
Tax$16,100.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address20648 CHARING CROSS CIR, 20648, ESTERO, FL 33928-2539

Transferred To (Grantee/Buyer)

NameVerified Name
Address1270 TOLLEY WOOD DR, FAIRFIELD, OH 45014-3551

Tax Assessment & Valuation

The 2025 property tax bill for 20660 Charing Cross Cir was $47,931 with a homeowner's exemption.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,002,703 (-45.79%) Land $630,178 Building $1,372,525$2,002,703 (-45.79%) Land $630,178 Building $1,372,525
2025$47,931.00 Homeowner's exemption$3,694,446 Land $701,699 Building $2,992,747$3,694,446 Land $701,699 Building $2,992,747
2023$28,757.00 (+136.04%)$2,175,226 (+133.12%) Land $600,793 Building $1,574,433$2,175,226 (+10.56%) Land $600,793 Building $1,574,433
2022$12,183.00 Homeowner's exemption$933,112$1,967,399 Land $424,350 Building $1,543,049

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20660 Charing Cross Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 57 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies57 in force
Nearby Flood Claims35 (2005–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Ian, Oct 2022 · 16 claims
  • Hurricane Ian, Sep 2022 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20660 Charing Cross Cir is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber · Cable in parts of the area		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: CenturyLink.

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