20689 Bower Ln, Proctor, MT 59929 Property Records

Lake County property record for 20689 Bower Ln, Proctor, MT 59929 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bedrooms	4 Beds
Bathrooms	3.5 Baths
Year Built	Built 2011
Square Footage	2,534 sqft Living Area
Lot Size	1,528,085 sqft (35 acres)
Garage	786 sqft
Occupancy	Owner Occupied
Tax Bill	$3,129.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`R1521324`
Alternative APNs	`15-3582-18-1-01-21-0000` `0000019355`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,534 sqft Living Area
1st Floor	2,114 sqft 1st Floor
2nd Floor	420 sqft 2nd Floor
Stories	2 Stories

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Ranch Style
Exterior Material	Shingles Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Metal Roof
Lot Area	1,528,085 sqft (35 acres)
Parking Spaces	3 Parking Spaces
Garage Area	786 sqft Garage
Deck Area	96 sqft Deck
Porch Area	424 sqft Porch
Topography	Rolling Topography

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Heating Fuel	Electric Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	0000019355
Street Address	20689 BOWER LN
City	PROCTOR
State	MT
Zip	59929-9794
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	S18, T25 N, R21 W, ACRES 35.08, LOT 1A ON SP-153A
Legal Range	21W
Legal Township	25N
Legal Section	18
Legal Subdivision	SUBDIVISION PLAT #153
Legal Lot Number	1A
Jurisdiction	LAKE MT
Minor Civil Division	WOODS BAY-ROLLINS
Census Blockgroup	2
Census Block	2066
Census Tract	200

Owner

Source: Lake County records · APN R1521324

Assessment roll updated September 16, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20689 BOWER LN, PROCTOR, MT 59929-9794
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Grant Deed, Transfer
Jun 10, 2021	Warranty Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Jun 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRAILWEST BANK
Jun 18, 2019	Deed of Trust, Mortgage · Commercial Mortgage GLACIER BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 14, 2022
Deed Sale	Jan 14, 2022
Prior Sale	Jun 10, 2021
Deed Doc Number	2022595411
Last Transfer Date	Dec 19, 2024
Transfer Doc	0000614592
Record Refreshed	Sep 20, 2026

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE MT
Recording Date	Jan 14, 2022
Property Address	20689 BOWER LN, PROCTOR, MT 59929-9794
Document Number	0000595411
Instrument Date	Jan 11, 2022
Instrument	595411
Transaction Type	Transfer
Record Updated	Aug 10, 2023

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4724 DRIFTWOOD WAY, OCEANSIDE, CA 92057-7950

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Jun 10, 2021
Property Address	20689 BOWER LN, PROCTOR, MT 59929-9794
Document Number	589165
Instrument Date	Jun 10, 2021
Instrument	589165
Transaction Type	Transfer
Record Updated	Jun 28, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20689 BOWER LN, PROCTOR, MT 59929-9794

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	20689 BOWER LN, PROCTOR, MT 59929-9794
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	577748
Date	Jun 10, 2020
Instrument	577748

Lender

Name	TRAILWEST BANK
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	20689 BOWER LN, PROCTOR, MT 59929-9794
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	569728
Date	Jun 18, 2019
Instrument	569728

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59903

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated September 16, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Elementary School District	Upper West Shore Elementary School District (PK - 08)
Secondary School District	Polson High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,129.00 (-10.88%)	$799,885 (+24.92%)	$799,885 (+24.92%) Land $105,625 Building $694,260
2023	$3,511.00	$640,300	$640,300 Land $63,550 Building $576,750

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (30047C), updated November 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 45% of Montana
Wildfire Likelihood	About 1 in 472 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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