19664 Bower Ln, Proctor, MT 59929 Property Records

Lake County property record for 19664 Bower Ln, Proctor, MT 59929 · Last verified July 2026

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 3,023 sqft · built 2022
Lot Size	20 acres (871,200 sqft)
Owner	Individual Name on File
Tax Bill	$3,909 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan Jul 2026 Construction Loan + 8 more
Flood Zone	Zone X (minimal risk)
APN	`R1521262`

Property Details

APN / Parcel Number

Primary APN	`R1521262`
Alternative APNs	`15-3582-18-1-01-01-0000` `0000019300`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,023 sqft Living Area
1st Floor Area	3,023 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	871,200 sqft (20 acres)
Terrain	Wooded
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	490 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	0000019300
Street Address	19664 BOWER LN
City	PROCTOR
State	MT
Zip	59929-9616
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S18, T25 N, R21 W, C.O.S. 2986, PARCEL TR 1, ACRES 20, N2NENE
Legal Range	21W
Legal Township	25N
Legal Section	18
Legal Subdivision	SURVEY NO 2968
Legal Tract	1
Jurisdiction	LAKE MT
Township / Civil Division	WOODS BAY-ROLLINS
Census Block Group	2
Census Block	2060
Census Tract	200

Owner

Source: Lake County records · APN R1521262

Assessment roll updated September 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	116 KRINKLEHORN RD, EUREKA, MT 59917-8547
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 02, 2026	Deed of Trust, Mortgage · Construction Mortgage VALLEY BANK
Jul 02, 2026	Deed of Trust, Mortgage · Construction Mortgage VALLEY BANK
Jul 06, 2026	Deed of Trust, Mortgage · Line of Credit VALLEY BANK
Jul 01, 2026	Deed of Trust, Mortgage · Conventional Mortgage VALLEY BANK
Apr 21, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 21, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 21, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Feb 22, 2024	Deed of Trust, Mortgage · Line of Credit VALLEY BANK OF KALISPELL
May 02, 2022	Deed of Trust, Mortgage · Construction Mortgage VALLEY BANK OF RONAN
Mar 01, 2023	Deed of Trust, Mortgage · Conventional Mortgage VALLEY BANK OF RONAN

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 04, 2022
Deed Sale	Feb 04, 2022
Deed Document Number	2022595843
Last Transfer Date	Mar 24, 2026
Transfer Doc	0000638238
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Recording Date	Jul 02, 2026
Property Address	19664 BOWER LN, PROCTOR, MT 59929-9616
Document Number	0000639588
Instrument Date	Jul 02, 2026
Instrument	2026639588
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	19664 BOWER LN, PROCTOR, MT 59929-9616

Mortgage

Document Number	0000639588,
Date	Jul 02, 2026
Instrument	2026639588

Lender

Name	VALLEY BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 02, 2027

Interest

Rate	6.48%
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Recording Date	Jul 02, 2026
Property Address	19664 BOWER LN, PROCTOR, MT 59929-9616
Document Number	0000639589
Instrument Date	Jul 02, 2026
Instrument	2026639589
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	21799 KINGS WAY, PROCTOR, MT 59929-9612

Mortgage

Document Number	0000639589,
Date	Jul 02, 2026
Instrument	2026639589

Lender

Name	VALLEY BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 02, 2027

Interest

Rate	6.48%
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Recording Date	Jul 06, 2026
Property Address	19664 BOWER LN, PROCTOR, MT 59929-9616
Document Number	0000639597
Instrument Date	Jun 26, 2026
Instrument	2026639597
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000639597,
Date	Jul 06, 2026
Instrument	2026639597

Lender

Name	VALLEY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Recording Date	Jul 01, 2026
Property Address	19664 BOWER LN, PROCTOR, MT 59929-9616
Document Number	0000639564
Instrument Date	Jun 26, 2026
Instrument	2026639564
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19664 BOWER LN, PROCTOR, MT 59929-9616

Mortgage

Document Number	0000639564,
Date	Jul 01, 2026
Instrument	2026639564

Lender

Name	VALLEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Apr 21, 2026
Property Address	19664 BOWER LN, PROCTOR, MT 59929-9616
Document Number	0000638239
Instrument Date	Mar 24, 2026
Instrument	2026638239
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19664 BOWER LN, PROCTOR, MT 59929-9616

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Apr 21, 2026
Property Address	19664 BOWER LN, PROCTOR, MT 59929-9616
Document Number	0000638240
Instrument Date	Mar 24, 2026
Instrument	2026638240
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 KRINKLEHORN RD, EUREKA, MT 59917-8547

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Apr 21, 2026
Property Address	19664 BOWER LN, PROCTOR, MT 59929-9616
Document Number	0000638238
Instrument Date	Mar 24, 2026
Instrument	2026638238
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19664 BOWER LN, PROCTOR, MT 59929-9616

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	19664 BOWER LN, PROCTOR, MT 59929-9712
Transaction Type	Mortgage
Record Updated	Mar 01, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000609604
Date	Feb 22, 2024
Instrument	609604

Lender

Name	VALLEY BANK OF KALISPELL
Type	Bank
Address	KALISPELL, MT 59903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 25, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	19664 BOWER LN, PROCTOR, MT 59929-9712
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000597870
Date	May 02, 2022
Instrument	597870

Lender

Name	VALLEY BANK OF RONAN
Type	Bank
Address	RONAN, MT 59864

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Apr 26, 2023

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	19664 BOWER LN, PROCTOR, MT 59929-9712
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19664 BOWER LN, PROCTOR, MT 59929-9712

Mortgage

Document Number	0000603655
Date	Mar 01, 2023
Instrument	603655

Lender

Name	VALLEY BANK OF RONAN
Type	Bank
Address	RONAN, MT 59864

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 01, 2038

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated September 16, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Elementary School District	Upper West Shore Elementary School District (PK - 08)
Secondary School District	Polson High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,909.00 (+6,308.2%)	$978,288 (+8,912.33%)	$978,288 (+7,745.76%) Land $149,408 Building $828,880
2023	$61.00	$10,855	$12,469 Land $12,469

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (30047C), updated November 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 70% of the US · above 49% of Montana
Wildfire Likelihood	About 1 in 450 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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