19820 Bower Ln, Proctor, MT 59929 Property Records

Lake County property record for 19820 Bower Ln, Proctor, MT 59929 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bedrooms	6 Beds
Bathrooms	3.5 Baths
Architecture Style	Conventional
Year Built	Built 2024
Square Footage	4,295 sqft Living Area
Lot Size	432,115 sqft (9.92 acres)
Garage	Mixed, 3,218 sqft
Tax Bill	$6,720.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`R1521173`
Alternative APNs	`15-3582-18-1-01-18-0000` `0000019220`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Building Area	4,295 sqft Living Area
1st Floor	2,771 sqft 1st Floor
Attic Area	1,524 sqft Attic
Attic	1 Attic
Stories	1 Stories

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Conventional Style
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	432,115 sqft (9.92 acres)
Parking Spaces	13 Parking Spaces
Garage Type	Mixed Garage
Garage Area	3,218 sqft Garage

Exterior Amenities

Shed	1 Shed
Deck Area	2,344 sqft Deck
View	Waterfront-Beach (Ocean, River, or Lake) View
Topography	Rolling Topography

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	0000019220
Street Address	19820 BOWER LN
City	PROCTOR
State	MT
Zip	59929
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	S18, T25 N, R21 W, C.O.S. 7655, ACRES 9.92, TR 4B
Legal Range	21W
Legal Township	25N
Legal Section	18
Legal Tract	4
Jurisdiction	LAKE MT
Minor Civil Division	WOODS BAY-ROLLINS
Census Blockgroup	2
Census Block	2060
Census Tract	200

Owner

Source: Lake County records · APN R1521173

Assessment roll updated September 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 330, DAYTON, MT 59914-0330
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · Line of Credit TRAILWEST BANK
May 20, 2021	Deed of Trust, Mortgage · Line of Credit TRAILWEST BANK
Apr 19, 2022	Deed of Trust, Mortgage · Line of Credit TRAILWEST BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 04, 2023
Deed Sale	Aug 04, 2023
Deed Doc Number	2023606339
Prior Transfer Date	May 03, 2023
Prior Transfer Doc	0000605395
Record Refreshed	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Recording Date	Jun 17, 2026
Property Address	19820 BOWER LN, PROCTOR, MT 59929
Document Number	0000639286
Instrument Date	Jun 15, 2026
Instrument	2026639286
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205

Mortgage

Document Number	0000639286,
Date	Jun 17, 2026
Instrument	2026639286

Lender

Name	TRAILWEST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate	6.36%
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	19820 BOWER LN, PROCTOR, MT 59929-7700
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000588611
Date	May 20, 2021
Instrument	588611

Lender

Name	TRAILWEST BANK
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Jun 15, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	19820 BOWER LN, PROCTOR, MT 59929-7700
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	INSURED TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000597590
Date	Apr 19, 2022
Instrument	597590

Lender

Name	TRAILWEST BANK
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 15, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated September 16, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Elementary School District	Upper West Shore Elementary School District (PK - 08)
Secondary School District	Polson High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,720.00 (+179.07%)	$1,591,152 (+221.95%)	$1,591,152 (+221.95%) Land $257,652 Building $1,333,500
2023	$2,408.00	$494,230	$494,230 Land $104,250 Building $389,980

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (30047C), updated November 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 40% of Montana
Wildfire Likelihood	About 1 in 478 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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