Harris County property record for 20683 Laurel Lock Dr, Katy, TX 77450
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,062 sqft · built 1982 |
| Lot Size | 0.167 acres (7,280 sqft) |
| Owner | Individual Name on File |
| Last Sale | $478,800 (Nov 2023) |
| Tax Bill | $7,975 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Nov 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 114-249-016-0035 |
| Primary APN | 114-249-016-0035 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,062 sqft Living Area |
| 1st Floor Area | 1,634 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 7,280 sqft (0.167 acres) |
| View / Lot | Neighborhood |
| Garage Area | 408 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 372 sqft |
| Patio Area | 418 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1142490160035 |
|---|---|
| Street Address | 20683 LAUREL LOCK DR |
| City | KATY |
| State | TX |
| Zip | 77450-4900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 35 BLK 16 NOTTINGHAM COUNTRY SEC 8 R/P |
| Legal Subdivision | NOTTINGHAM COUNTRY SEC 8 R/P |
| Legal Block | 16 |
| Legal Lot Number | 35 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 454700 |
Source: Harris County records · APN 114-249-016-0035
Assessment roll updated May 26, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20683 LAUREL LOCK DR, KATY, TX 77450-4900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Oct 27, 2025 | Vendor's Lien, Transfer EVERETT FINANCIAL INC |
| Nov 15, 2023 | Vendor's Lien, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Jul 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Apr 21, 2017 | Deed of Trust, Mortgage LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 15, 2023 · Amount on Record |
| Deed Sale | Nov 15, 2023 · Amount on Record |
| Prior Sale | Jan 20, 1998 · Amount on Record |
| Deed Document Number | 2023434681 |
| Prior Transfer Date | Jan 04, 2016 |
| Prior Transfer Doc | 20160566447 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Oct 27, 2025 |
| Property Address | 20683 LAUREL LOCK DR, KATY, TX 77450-4900 |
| Document Number | 0000425526 |
| Instrument Date | Aug 22, 2025 |
| Instrument | 2025-425526 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2025 |
| Title Company | CAPITAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21318 ROSE HOLLOW LN, KATY, TX 77450-6106 |
| Date | Oct 27, 2025 |
|---|
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Nov 15, 2023 |
| Property Address | 20683 LAUREL LOCK DR, KATY, TX 77450-4900 |
| Document Number | 0000434681 |
| Map Reference | VOL 289 PG 26 |
| Instrument Date | Nov 13, 2023 |
| Instrument | 2023-434681 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2023 |
| Title Company | OLD REPUBLIC NATL TTL INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20683 LAUREL LOCK DR, KATY, TX 77450-4900 |
| Document Number | 0000434682 |
|---|---|
| Date | Nov 15, 2023 |
| Instrument | 2023-434682 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Document Number | 0000434683 |
|---|---|
| Date | Nov 15, 2023 |
| Instrument | 2023-434683 |
| Name | CERTIFIED FUNDING LP |
|---|---|
| Type | Lending Institution |
| Address | DALLAS, TX 75252 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 13, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20683 LAUREL LOCK DR, KATY, TX 77450-4900 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021402808 |
|---|---|
| Date | Jul 16, 2021 |
| Instrument | 2021-402808 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Aug 01, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20683 LAUREL LOCK DR, KATY, TX 77450-4900 |
| Document Number | 0000182542 |
| Instrument Date | Apr 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20683 LAUREL LOCK DR KATY TX 774504900, KATY, TX 77450-4900 |
| Document Number | 0000182542 |
|---|---|
| Date | Apr 28, 2017 |
| Instrument | 182542 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Apr 27, 2032 |
Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Katy Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,975.00 (+7.09%) Homeowner's exemption | $476,718 (+12.41%) Land $133,661 Building $343,057 | $476,718 (+12.41%) Land $133,661 Building $343,057 |
| 2024 | $7,447.00 (+376.46%) | ||
| 2023 | $424,097 Land $133,661 Building $290,436 | $424,097 Land $133,661 Building $290,436 | |
| 2022 | $1,563.00 (-53.5%) | ||
| 2020 | $3,361.00 |
Source: FEMA National Flood Hazard Layer as of May 17, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 130 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 130 in force |
| Nearby Flood Claims | 14 (1998–2020) |
| Claims Outside the SFHA | 13 of 14 |
| Most Recent Claim | Jun 2020 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Ezee Fiber Texas.
Based on FCC filings for 608 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MASON CREEK UTILITY DISTRICT serves 8,900 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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