20679 Laurel Lock Dr, Katy, TX 77450 Property Records

Harris County property record for 20679 Laurel Lock Dr, Katy, TX 77450

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,394 sqft · built 1982
Lot Size	0.173 acres (7,540 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Apr 2019)
Tax Bill	$7,000 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`114-249-016-0036`

Property Details

APN / Parcel Number

Primary APN	`114-249-016-0036`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,394 sqft Living Area
1st Floor Area	1,818 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	7,540 sqft (0.173 acres)
View / Lot	Neighborhood
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	35 sqft
Patio Area	495 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1142490160036
Street Address	20679 LAUREL LOCK DR
City	KATY
State	TX
Zip	77450-4900
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 36 BLK 16 NOTTINGHAM COUNTRY SEC 8 R/P
Legal Subdivision	NOTTINGHAM COUNTRY SEC 8 R/P
Legal Block	16
Legal Lot Number	36
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	4
Census Block	4003
Census Tract	454700

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20679 LAUREL LOCK DR, KATY, TX 77450-4900
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2020	Deed of Trust, Mortgage BETTER MTG CORP ISAOA
Apr 3, 2019	Warranty Deed, Transfer BETTER MTG CORP ISAOA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2019 · Amount on Record
Deed Sale	Apr 3, 2019 · Amount on Record
Prior Sale	Nov 1, 2002 · Amount on Record
Deed Document Number	2019133749
Prior Transfer Date	Apr 1, 2019
Prior Transfer Doc	2019133749
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20679 LAUREL LOCK DR, KATY, TX 77450-4900
Document Number	0000480287
Instrument Date	Oct 1, 2020
Transaction Type	Mortgage
Record Updated	Oct 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20679 LAUREL LOCK DR KATY TX 774504900, KATY, TX 77450-4900

Mortgage

Document Number	0000480287
Date	Oct 7, 2020
Instrument	480287

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Apr 3, 2019
Property Address	20679 LAUREL LOCK DR, KATY, TX 77450-4900
Document Number	0000133749
Instrument Date	Apr 1, 2019
Instrument	133749
Transaction Type	Transfer
Record Updated	Apr 10, 2019
Title Company	FRONTIER TITLE COMPANY-WH LLC, FRONTIER TITLE CO-WH LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20679 LAUREL LOCK DR KATY TX 774504900, KATY, TX 77450-4900

Mortgage

Document Number	133750
Date	Apr 3, 2019
Instrument	133750

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10006

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2049

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$471,200 (-5.69%) Land $134,667 Building $336,533	$471,200 (-5.69%) Land $134,667 Building $336,533
2025	$7,000.00 (+23.7%) Homeowner's exemption	$499,607 (+12.4%) Land $134,667 Building $364,940	$499,607 (+12.4%) Land $134,667 Building $364,940
2024	$5,659.00
2023		$444,481 Land $134,667 Building $309,814	$444,481 Land $134,667 Building $309,814
2022	$5,659.00 (-2.35%)
2020	$5,795.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 130 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	130 in force
Nearby Flood Claims	14 (1998–2020)
Claims Outside the SFHA	13 of 14
Most Recent Claim	Jun 2020 · rainfall accumulation
Claims by Event	Hurricane Harvey, Aug 2017 · 5 claims Hurricane Ike, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MASON CREEK UTILITY DISTRICT serves 8,900 people · EPA ID TX1010379
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Ezee Fiber.

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