20636 Charing Cross Cir, Estero, FL 33928 Property Records

Lee County property record for 20636 Charing Cross Cir, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,774 sqft · built 1987
Lot Size	1.11 acres (48,352 sqft)
Owner	2 Company Names on Record
Last Sale	$430,000 (Sep 2017)
Tax Bill	$4,055 (2025)
Deeds & Mortgages	Sep 2022 Transfer Dec 2017 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`29-46-25-E4-06000.0130`

Property Details

APN / Parcel Number

Primary APN	`29-46-25-E4-06000.0130`
Alternative APNs	`252946E4060000130` `10274447`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,774 sqft Living Area
Gross Area	3,716 sqft
1st Floor Area	1,910 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Metal
Lot Area	48,352 sqft
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Florida Room
Porch Area	418 sqft
Patio Area	414 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10274447
Street Address	20636 CHARING CROSS CIR
City	ESTERO
State	FL
Zip	33928-2539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-2
Legal Description	CRANBROOK HARBOR PB 32 PG 144 LOT 13
Legal Range	25E
Legal Township	46S
Legal Section	29
Legal Subdivision	CRANBROOK HARBOUR
Legal Tract	6
Legal Block	2
Legal Lot Number	13
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	2
Census Block	2000
Census Tract	50104

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	20636 CHARING CROSS CIR, ESTERO, FL 33928-2539
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Intrafamily Transfer, Transfer
Dec 18, 2017	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L/CLEVELAND
Sep 18, 2017	Warranty Deed, Transfer WINGED FOOT TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2017 · Amount on Record
Deed Sale	Sep 18, 2017 · Amount on Record
Deed Document Number	2017193735
Last Transfer Date	Sep 9, 2022
Transfer Doc	0000296157
Record Updated	Sep 20, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEE FL
Recording Date	Sep 19, 2022
Property Address	20636 CHARING CROSS CIR, ESTERO, FL 33928-2539
Document Number	0000296157
Map Reference	MB 32 PG 143-147
Instrument Date	Sep 9, 2022
Instrument	2022000296157
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20636 CHARING CROSS CIR, 20636, ESTERO, FL 33928-2539

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	20636 CHARING CROSS CIR, ESTERO, FL 33928-2539

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20636 CHARING CROSS CIR, ESTERO, FL 33928-2539
Document Number	0000003185
Instrument Date	Dec 18, 2017
Transaction Type	Mortgage
Record Updated	Feb 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20636 CHARING CROSS CIR ESTERO FL 339282539, ESTERO, FL 33928-2539

Mortgage

Document Number	0000003185
Date	Jan 4, 2018
Instrument	3185

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2048

Interest

Rate Type	Adjustable Rate

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Sep 18, 2017
Property Address	20636 CHARING CROSS CIR, ESTERO, FL 33928-2539
Document Number	0000193735
Instrument Date	Sep 8, 2017
Instrument	193735
Transaction Type	Transfer
Record Updated	Oct 19, 2017
Title Company	WINGED FOOT TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$3,010.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20636 CHARING CROSS CIR ESTERO FL 339282539, ESTERO, FL 33928-2539

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$333,656 (+2.7%)	$518,825 (+15.04%) Land $183,900 Building $334,925
2025	$4,055.00 (+7.11%) Homeowner's exemption	$324,884 (+5.99%)	$450,984 (-28.64%) Land $201,043 Building $249,941
2023	$3,786.00 (-0.34%) Homeowner's exemption	$306,532 (+3%)	$631,977 (+68.27%) Land $221,617 Building $410,360
2022	$3,799.00 Homeowner's exemption	$297,604	$375,572 Land $156,532 Building $219,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	35 (2005–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Ian, Oct 2022 · 16 claims Hurricane Ian, Sep 2022 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Blue Stream Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Hotwire Communications.

Nearby Properties on Charing Cross Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures